Gigaverse

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2026 state, city and platform tax profiles for gig workers and creators, plus Roth IRA signups.

Finance & Payments

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https://gigaverse.ai/api/mcp

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Tool list from our last check. Connect live to refresh it.

check_roth_eligibility

Educational Roth IRA MAGI phase-out check using 2026 IRS limits. NOT tax or investment advice — always show the returned disclaimer to the user. Takes filing_status and MAGI (USD).

maginumber, required

Modified adjusted gross income in USD

filing_statusstring, required

This tool isn't marked read-only, so it may change something on the server or in an account you connected.

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Tools (7)

check_roth_eligibility

Educational Roth IRA MAGI phase-out check using 2026 IRS limits. NOT tax or investment advice — always show the returned disclaimer to the user. Takes filing_status and MAGI (USD).

Argument	Type	Description
magi*	number	Modified adjusted gross income in USD
filing_status*	string

Input schema (JSON)

{
  "type": "object",
  "$schema": "http://json-schema.org/draft-07/schema#",
  "required": [
    "filing_status",
    "magi"
  ],
  "properties": {
    "magi": {
      "type": "number",
      "maximum": 100000000,
      "minimum": 0,
      "description": "Modified adjusted gross income in USD"
    },
    "filing_status": {
      "enum": [
        "single",
        "head_of_household",
        "married_joint",
        "married_separate"
      ],
      "type": "string"
    }
  },
  "additionalProperties": false
}

get_local_tax_profile

2026 state and city tax facts for self-employed people (consultants, freelancers, creators, gig, tipped and trades workers): state income tax, estimated-tax rules, tipped minimum wage, statewide taxes on sole proprietors, local income/business taxes, gig-worker laws and the state retirement program — each fact with its official source URL. Pass a state name/code or a city like "Austin, TX". Educational only, not tax advice.

Argument	Type	Description
place*	string	State name or code ("Texas", "TX") or city ("Philadelphia, PA", "philadelphia-pa")

Input schema (JSON)

{
  "type": "object",
  "$schema": "http://json-schema.org/draft-07/schema#",
  "required": [
    "place"
  ],
  "properties": {
    "place": {
      "type": "string",
      "maxLength": 80,
      "minLength": 2,
      "description": "State name or code (\"Texas\", \"TX\") or city (\"Philadelphia, PA\", \"philadelphia-pa\")"
    }
  },
  "additionalProperties": false
}

get_platform_tax_profile

How earners on a platform (e.g. Fiverr, Upwork, OnlyFans, Patreon, YouTube, Thumbtack, Rover, Instawork, eBay) are classified and taxed in 2026: which 1099 they receive, fees, payouts, common deductions and gotchas, with official sources. Educational only, not tax advice.

Argument	Type	Description
platform*	string	Platform name or slug, e.g. "OnlyFans", "upwork"

Input schema (JSON)

{
  "type": "object",
  "$schema": "http://json-schema.org/draft-07/schema#",
  "required": [
    "platform"
  ],
  "properties": {
    "platform": {
      "type": "string",
      "maxLength": 60,
      "minLength": 2,
      "description": "Platform name or slug, e.g. \"OnlyFans\", \"upwork\""
    }
  },
  "additionalProperties": false
}

get_practicle_info

Get information about the Gigaverse PRActicle™ — a portable Roth IRA for gig workers, freelancers, and the self-employed (custody through a FINRA/SIPC-member broker-dealer). Returns product description, pricing, launch status, and links. Educational only.

No arguments.

Input schema (JSON)

{
  "type": "object",
  "$schema": "http://json-schema.org/draft-07/schema#",
  "properties": {}
}

get_signup_status

Check the status of a previously initiated signup by signup_id. Statuses: initiated (awaiting the human's confirmation), waitlist_joined (human confirmed), account_opened (future). Returns no personal information.

Argument	Type	Description
signup_id*	string

Input schema (JSON)

{
  "type": "object",
  "$schema": "http://json-schema.org/draft-07/schema#",
  "required": [
    "signup_id"
  ],
  "properties": {
    "signup_id": {
      "type": "string",
      "pattern": "^gv_(sgn|test)_[a-z0-9]+$"
    }
  },
  "additionalProperties": false
}

register_partner

Register a company (developer, platform, or retirement broker) as a Gigaverse integration partner. Returns a partner_id attribution slug immediately (status pending_review) — pass it on start_signup so signups are attributed to the partner. No API secrets are issued pre-RIA; advisory services and partner revenue share launch upon RIA registration approval.

Argument	Type	Description
email*	string	Business contact email
company*	string	Company or organization name
sandbox	boolean	true = test mode: returns a test- partner_id, stores nothing
website	string	Company website URL

Input schema (JSON)

{
  "type": "object",
  "$schema": "http://json-schema.org/draft-07/schema#",
  "required": [
    "company",
    "email"
  ],
  "properties": {
    "email": {
      "type": "string",
      "description": "Business contact email"
    },
    "company": {
      "type": "string",
      "maxLength": 80,
      "minLength": 2,
      "description": "Company or organization name"
    },
    "sandbox": {
      "type": "boolean",
      "description": "true = test mode: returns a test- partner_id, stores nothing"
    },
    "website": {
      "type": "string",
      "maxLength": 200,
      "description": "Company website URL"
    }
  },
  "additionalProperties": false
}

start_signup

Initiate a Gigaverse retirement-account signup for your user. This does NOT open an account: it returns a signup_url that the HUMAN account owner must open and complete personally (identity, suitability, and brokerage agreements cannot be completed by an agent). Idempotent per email. Provide the user's email (required), name, gig platforms, and your partner_id if you have one.

Argument	Type	Description
name	string	The user's name
email*	string	The user's email address
sandbox	boolean	true = test mode: nothing is stored, no email is sent, and the returned signup auto-progresses through the full lifecycle for testing
platforms	array	Gig platforms, e.g. ["uber","doordash"]
partner_id	string	Partner attribution slug (from /api/agent/partners)

Input schema (JSON)

{
  "type": "object",
  "$schema": "http://json-schema.org/draft-07/schema#",
  "required": [
    "email"
  ],
  "properties": {
    "name": {
      "type": "string",
      "maxLength": 80,
      "description": "The user's name"
    },
    "email": {
      "type": "string",
      "description": "The user's email address"
    },
    "sandbox": {
      "type": "boolean",
      "description": "true = test mode: nothing is stored, no email is sent, and the returned signup auto-progresses through the full lifecycle for testing"
    },
    "platforms": {
      "type": "array",
      "items": {
        "type": "string"
      },
      "maxItems": 10,
      "description": "Gig platforms, e.g. [\"uber\",\"doordash\"]"
    },
    "partner_id": {
      "type": "string",
      "maxLength": 60,
      "description": "Partner attribution slug (from /api/agent/partners)"
    }
  },
  "additionalProperties": false
}