Brief

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Indian credit card rules for AI agents: which card to use, caps, transfers, bank changes. All dated.

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{
  "_meta": {
    "io.modelcontextprotocol.registry/official": {
      "status": "active",
      "isLatest": true,
      "updatedAt": "2026-11-11T08:25:14.518403Z",
      "publishedAt": "2026-11-11T08:25:14.518403Z",
      "statusChangedAt": "2026-11-11T08:25:14.518403Z"
    }
  },
  "server": {
    "name": "cards.getbrief/brief",
    "icons": [
      {
        "src": "https://getbrief.cards/logo.png",
        "sizes": [
          "512x512"
        ],
        "mimeType": "image/png"
      },
      {
        "src": "https://getbrief.cards/favicon.svg",
        "sizes": [
          "any"
        ],
        "mimeType": "image/svg+xml"
      }
    ],
    "title": "Brief",
    "$schema": "https://static.modelcontextprotocol.io/schemas/2025-12-11/server.schema.json",
    "remotes": [
      {
        "url": "https://getbrief.cards/mcp",
        "type": "streamable-http"
      }
    ],
    "version": "0.1.0",
    "websiteUrl": "https://getbrief.cards/mcp",
    "description": "Indian credit card rules for AI agents: which card to use, caps, transfers, bank changes. All dated."
  }
}

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Call this server's tools from your browser. Nothing to install.

https://getbrief.cards/mcp

Requests go through mcptry because browsers can't call most MCP servers directly. Header values are sent to the server for that request only and are never stored or logged.

Tool list from our last check. Connect live to refresh it.

get_card Read-only

Everything on record for one card: fees and the waiver, earn rules with their caps, payment rail (UPI or card) and validity, exclusions, transfer partners with ratios and times, lounges, milestones, the statuses it grants, and its dated change history. Every row carries its grade, check date and source.

slugstring, required

The card’s slug from search_cards, such as hdfc-infinia-metal.

Try it

Call this server's tools from your browser. Nothing to install.

https://getbrief.cards/mcp

Requests go through mcptry because browsers can't call most MCP servers directly. Header values are sent to the server for that request only and are never stored or logged.

Tool list from our last check. Connect live to refresh it.

get_card Read-only

slugstring, required

The card’s slug from search_cards, such as hdfc-infinia-metal.

Tools (5)

get_card

read-only

Argument	Type	Description
slug*	string	The card’s slug from search_cards, such as hdfc-infinia-metal.

Input schema (JSON)

{
  "type": "object",
  "$schema": "http://json-schema.org/draft-07/schema#",
  "required": [
    "slug"
  ],
  "properties": {
    "slug": {
      "type": "string",
      "pattern": "^[a-z0-9-]+$",
      "maxLength": 80,
      "minLength": 2,
      "description": "The card’s slug from search_cards, such as hdfc-infinia-metal."
    }
  }
}

list_changes

Changes banks have made to card rules since a date: devaluations, fee changes, lounge gates, transfer partners added or removed, improvements. Newest first, upcoming ones included and marked. Each change carries the date it takes effect, the cards it touches, grade, check date, source and its own page on getbrief.cards.

read-only

Argument	Type	Description
card	string	Only changes touching this card.
limit	integer	At most this many changes. 20 if unset.
since*	string	Changes taking effect on or after this date, YYYY-MM-DD.
until	string	And on or before this date.
issuer	string	One bank.
severity	string

Input schema (JSON)

{
  "type": "object",
  "$schema": "http://json-schema.org/draft-07/schema#",
  "required": [
    "since"
  ],
  "properties": {
    "card": {
      "type": "string",
      "pattern": "^[a-z0-9-]+$",
      "maxLength": 80,
      "minLength": 2,
      "description": "Only changes touching this card."
    },
    "limit": {
      "type": "integer",
      "maximum": 50,
      "minimum": 1,
      "description": "At most this many changes. 20 if unset."
    },
    "since": {
      "type": "string",
      "pattern": "^\\d{4}-\\d{2}-\\d{2}$",
      "description": "Changes taking effect on or after this date, YYYY-MM-DD."
    },
    "until": {
      "type": "string",
      "pattern": "^\\d{4}-\\d{2}-\\d{2}$",
      "description": "And on or before this date."
    },
    "issuer": {
      "enum": [
        "axis",
        "hdfc",
        "icici",
        "sbi",
        "amex",
        "idfc",
        "yes",
        "hsbc",
        "indusind",
        "kotak",
        "au",
        "bob",
        "rbl",
        "sc"
      ],
      "type": "string",
      "description": "One bank."
    },
    "severity": {
      "enum": [
        "devaluation",
        "fee_change",
        "lounge_gating",
        "partner_removed",
        "partner_added",
        "retention_rule",
        "enhancement"
      ],
      "type": "string"
    }
  }
}

recommend

Ranks the cards a person holds for one spend: a merchant (such as "MakeMyTrip", "Swiggy", "amazon.in") or a category, and an amount in rupees. Each card comes with the points, their ₹ value at Brief’s estimate and at the baseline its card page prints, the working, the rule and its source, any cap that bites, the transfer route the value assumes, and a cheaper channel (a bank’s travel portal) with the portal rule’s own condition, beside every portal rule weighed for that card (channels). When the order changes at baseline values, the answer says so. Month-to-date spend counts as zero unless wallet.month_to_date carries it, so a monthly cap reads as untouched; the answer says which. Nothing in the wallet is stored.

read-only

Argument	Type	Description
upi	boolean	Paid by UPI. Only RuPay credit cards link to UPI, and some earn differently there.
wallet*	object	The cards held. Passed in each call; nothing is kept.
category	string	The spend category when there is no merchant, or to say how a multi-category merchant codes.
merchant	string	Where the money goes: a merchant name or domain. A UPI handle also works.
amount_inr*	number	The amount in rupees.
international	boolean	Spent abroad or in a foreign currency. Forex markup and GST come off the value.

search_cards

Finds Indian credit cards by name, issuer, network, fee band and three filters: forex markup of 1% or under, lounge access, transfer partners. Each card comes with its slug, annual fee, base earn, one line of facts, grade, check date, source and its page on getbrief.cards. Cards no longer issued are left out unless include_discontinued is true. Use a slug from here in every other call.

read-only

Argument	Type	Description
limit	integer	At most this many cards. 10 if unset.
query	string	Words from the card’s name, issuer or points currency, such as "atlas", "infinia", "amex platinum".
issuer	string	Issuer slug, such as axis, hdfc, icici, sbi, amex. A wrong slug answers with the full list.
lounge	boolean	Only cards with lounge access on record.
network	string
fee_band	string	Annual fee band: free (Lifetime free), low (Up to ₹1,000), mid (Up to ₹5,000), high (Up to ₹15,000), top (Above ₹15,000).
transfers	boolean	Only cards whose points transfer to an airline or hotel programme.
forex_1pct_or_under

transfer_partners

Where points can move, by programme or by card. A programme ("Marriott Bonvoy", "KrisFlyer", "Axis EDGE Miles", "HDFC Reward Points") returns the routes out of it and into it; a card slug returns the routes its points take. Each route carries the ratio as from:to, the transfer time, the minimum, any annual limit or card restriction, grade, check date, source and the transfer page on getbrief.cards.

read-only

Argument	Type	Description
card	string	A card slug. Its own transfer list, as its page shows it.
programme	string	A points currency or loyalty programme by name or slug.
include_closed	boolean	Include routes a bank has closed, marked is_active false.

Input schema (JSON)

{
  "type": "object",
  "$schema": "http://json-schema.org/draft-07/schema#",
  "properties": {
    "card": {
      "type": "string",
      "pattern": "^[a-z0-9-]+$",
      "maxLength": 80,
      "minLength": 2,
      "description": "A card slug. Its own transfer list, as its page shows it."
    },
    "programme": {
      "type": "string",
      "maxLength": 60,
      "description": "A points currency or loyalty programme by name or slug."
    },
    "include_closed": {
      "type": "boolean",
      "description": "Include routes a bank has closed, marked is_active false."
    }
  }
}

{ "type": "object", "$schema": "http://json-schema.org/draft-07/schema#", "required": [ "amount_inr", "wallet" ], "properties": { "upi": { "type": "boolean", "description": "Paid by UPI. Only RuPay credit cards link to UPI, and some earn differently there." }, "wallet": { "type": "object", "required": [ "cards" ], "properties": { "cards": { "type": "array", "items": { "type": "string", "pattern": "^[a-z0-9-]+$", "maxLength": 80, "minLength": 2 }, "maxItems": 12, "minItems": 1, "description": "Slugs of the cards held, up to 12." }, "month_to_date": { "type": "object", "description": "Spend and points already on each card this month, keyed by slug. Cards left out count as zero.", "propertyNames": { "type": "string", "pattern": "^[a-z0-9-]+$", "maxLength": 80, "minLength": 2 }, "additionalProperties": { "type": "object", "properties": { "points": { "type": "number", "minimum": 0 }, "spend_inr": { "type": "number", "minimum": 0 } } } } }, "description": "The cards held. Passed in each call; nothing is kept." }, "category": { "enum": [ "dining", "grocery", "fuel", "travel_air", "travel_hotel", "travel_ota", "travel_rail", "transport", "online_shopping", "department_store", "electronics", "apparel", "health", "utilities", "insurance", "rent", "education", "government", "entertainment", "streaming", "telecom", "beauty", "jewelry", "travel_car" ], "type": "string", "description": "The spend category when there is no merchant, or to say how a multi-category merchant codes." }, "merchant": { "type": "string", "maxLength": 120, "description": "Where the money goes: a merchant name or domain. A UPI handle also works." }, "amount_inr": { "type": "number", "maximum": 100000000, "description": "The amount in rupees.", "exclusiveMinimum": 0 }, "international": { "type": "boolean", "description": "Spent abroad or in a foreign currency. Forex markup and GST come off the value." } } }

Brief

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get_card Read-only

Brief

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get_card Read-only

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Tools (5)

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