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Official-rule calculators: Irish welfare/tax, UK stamp duty, CA/QC leave, AU, NZ. Sources cited.

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australia_private_health_rebate_mls Read-only

Australia: private health insurance rebate (1 April 2026 – 31 March 2027) and Medicare Levy Surcharge for 2026–27 by income tier, single or family, and age band: whether hospital cover saves you tax.

familystring, required

Single or family

incomenumber, required

Income for MLS purposes, AUD

agestring

Age of the oldest person on the policy

premiumnumber

Annual hospital premium, AUD

childrennumber

Dependent children

hasCoverboolean

Has private hospital cover

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Tools (21)

Tool list last changed Nov 3, 2026.

australia_private_health_rebate_mls

read-only

Argument	Type	Description
age	string	Age of the oldest person on the policy
family*	string	Single or family
income*	number	Income for MLS purposes, AUD
premium	number	Annual hospital premium, AUD
children	number	Dependent children
hasCover	boolean	Has private hospital cover

Input schema (JSON)

{
  "type": "object",
  "required": [
    "income",
    "family"
  ],
  "properties": {
    "age": {
      "enum": [
        "under65",
        "65to69",
        "70plus"
      ],
      "type": "string",
      "description": "Age of the oldest person on the policy"
    },
    "family": {
      "enum": [
        "single",
        "family"
      ],
      "type": "string",
      "description": "Single or family"
    },
    "income": {
      "type": "number",
      "description": "Income for MLS purposes, AUD"
    },
    "premium": {
      "type": "number",
      "description": "Annual hospital premium, AUD"
    },
    "children": {
      "type": "number",
      "description": "Dependent children"
    },
    "hasCover": {
      "type": "boolean",
      "description": "Has private hospital cover"
    }
  }
}

canada_ei_maternity_parental

Canada (outside Quebec): EI maternity and parental benefits for 2026: 55% of insurable earnings up to $729 a week (standard) or 33% up to $437 (extended), 15 weeks maternity, parental weeks, one-week waiting period.

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Argument	Type	Description
annualIncome*	number	Gross annual insurable earnings, CAD
includeMaternity	boolean	Include the 15 weeks of maternity benefits (birth parent)
extendedParentalWeeks	number	Parental weeks at the extended rate (your share, up to 61)
standardParentalWeeks	number	Parental weeks at the standard rate (your share, up to 35)

Input schema (JSON)

{
  "type": "object",
  "required": [
    "annualIncome"
  ],
  "properties": {
    "annualIncome": {
      "type": "number",
      "description": "Gross annual insurable earnings, CAD"
    },
    "includeMaternity": {
      "type": "boolean",
      "description": "Include the 15 weeks of maternity benefits (birth parent)"
    },
    "extendedParentalWeeks": {
      "type": "number",
      "description": "Parental weeks at the extended rate (your share, up to 61)"
    },
    "standardParentalWeeks": {
      "type": "number",
      "description": "Parental weeks at the standard rate (your share, up to 35)"
    }
  }
}

ireland_budget_2027_take_home

Ireland: take-home pay in 2026 against 2027 after Budget 2027 (income tax bands and credits, USC, PRSI, rent credit), line by line.

read-only

Argument	Type	Description
pay1*	number	Gross pay a year, EUR
pay2	number	Partner gross pay a year, EUR (married-two)
renter	boolean	Claims the rent tax credit
status*	string
homeCarer	boolean	Home carer credit (married-one)
selfEmployed	boolean	Self-employed

Input schema (JSON)

{
  "type": "object",
  "required": [
    "status",
    "pay1"
  ],
  "properties": {
    "pay1": {
      "type": "number",
      "description": "Gross pay a year, EUR"
    },
    "pay2": {
      "type": "number",
      "description": "Partner gross pay a year, EUR (married-two)"
    },
    "renter": {
      "type": "boolean",
      "description": "Claims the rent tax credit"
    },
    "status": {
      "enum": [
        "single",
        "single-parent",
        "married-one",
        "married-two"
      ],
      "type": "string"
    },
    "homeCarer": {
      "type": "boolean",
      "description": "Home carer credit (married-one)"
    },
    "selfEmployed": {
      "type": "boolean",
      "description": "Self-employed"
    }
  }
}

ireland_capital_gains_tax

Ireland: capital gains tax on a disposal (shares, crypto, property other than your home): 31% for disposals from 7 October 2026 (33% before), 33% on development land, €1,270 annual exemption, losses, and the payment deadline (15 December for January–November disposals). Not for Irish/EU ETFs or funds, which pay exit tax.

read-only

Argument	Type	Description
asset	string	Asset type
costs	number	Buying and selling costs, EUR
losses	number	Allowable losses this year + carried forward, EUR
salePrice*	number	Sale price, EUR
enhancement	number	Improvement costs, EUR
disposalDate*	string	Date of the sale (contract date) YYYY-MM-DD
exemptionUsed	number	Part of this year’s €1,270 exemption already used, EUR
purchasePrice*	number	Purchase price, EUR

Input schema (JSON)

{
  "type": "object",
  "required": [
    "disposalDate",
    "salePrice",
    "purchasePrice"
  ],
  "properties": {
    "asset": {
      "enum": [
        "general",
        "development-land"
      ],
      "type": "string",
      "description": "Asset type"
    },
    "costs": {
      "type": "number",
      "description": "Buying and selling costs, EUR"
    },
    "losses": {
      "type": "number",
      "description": "Allowable losses this year + carried forward, EUR"
    },
    "salePrice": {
      "type": "number",
      "description": "Sale price, EUR"
    },
    "enhancement": {
      "type": "number",
      "description": "Improvement costs, EUR"
    },
    "disposalDate": {
      "type": "string",
      "description": "Date of the sale (contract date) YYYY-MM-DD"
    },
    "exemptionUsed": {
      "type": "number",
      "description": "Part of this year’s €1,270 exemption already used, EUR"
    },
    "purchasePrice": {
      "type": "number",
      "description": "Purchase price, EUR"
    }
  }
}

ireland_carers_allowance

Ireland: estimate the weekly Carer’s Allowance from the official means test (income disregard €1,000/€2,000 from July 2026, €1,150/€2,300 from July 2027; savings bands; Department rate table).

read-only

Argument	Type	Description
earn1	number	Carer weekly gross earnings, EUR
earn2	number	Partner weekly gross earnings, EUR
aged66	boolean	Carer is 66 or over
couple	boolean	Has a spouse or partner
period	string	July–Dec 2026, Jan–Jun 2027, or from July 2027
capital	number	Savings and investments, EUR (combined)
caringForTwoOrMore	boolean	Cares for two or more people

Input schema (JSON)

{
  "type": "object",
  "properties": {
    "earn1": {
      "type": "number",
      "description": "Carer weekly gross earnings, EUR"
    },
    "earn2": {
      "type": "number",
      "description": "Partner weekly gross earnings, EUR"
    },
    "aged66": {
      "type": "boolean",
      "description": "Carer is 66 or over"
    },
    "couple": {
      "type": "boolean",
      "description": "Has a spouse or partner"
    },
    "period": {
      "enum": [
        "h2-2026",
        "h1-2027",
        "h2-2027"
      ],
      "type": "string",
      "description": "July–Dec 2026, Jan–Jun 2027, or from July 2027"
    },
    "capital": {
      "type": "number",
      "description": "Savings and investments, EUR (combined)"
    },
    "caringForTwoOrMore": {
      "type": "boolean",
      "description": "Cares for two or more people"
    }
  }
}

ireland_fuel_allowance

Ireland: check the Fuel Allowance means test (66+: €534 a week single, €640.80 from January 2027; under 66 needs a qualifying payment) and the 2026/27 season amount (€38, then €43 a week; €1,134 in lump sums).

read-only

Argument	Type	Description
aged66	boolean	Applicant is 66 or over
couple	boolean	Lives with a partner
period	string
capital	number	Savings, EUR
partner66	boolean	Partner is 66 or over
householdOk	boolean	Lives alone or only with people the rules allow
incomeWeekly*	number	Gross weekly income that counts, EUR
qualifyingPayment	boolean	Under 66: gets a qualifying social welfare payment

Input schema (JSON)

{
  "type": "object",
  "required": [
    "incomeWeekly"
  ],
  "properties": {
    "aged66": {
      "type": "boolean",
      "description": "Applicant is 66 or over"
    },
    "couple": {
      "type": "boolean",
      "description": "Lives with a partner"
    },
    "period": {
      "enum": [
        "2026",
        "2027"
      ],
      "type": "string"
    },
    "capital": {
      "type": "number",
      "description": "Savings, EUR"
    },
    "partner66": {
      "type": "boolean",
      "description": "Partner is 66 or over"
    },
    "householdOk": {
      "type": "boolean",
      "description": "Lives alone or only with people the rules allow"
    },
    "incomeWeekly": {
      "type": "number",
      "description": "Gross weekly income that counts, EUR"
    },
    "qualifyingPayment": {
      "type": "boolean",
      "description": "Under 66: gets a qualifying social welfare payment"
    }
  }
}

ireland_help_to_buy

Ireland: Help to Buy refund for a first-time buyer of a new build or self-build: the lesser of €35,000 (contracts from 7 October 2026; €30,000 before), 10% of the price, or income tax + DIRT paid in the previous 4 years; price limit €500,000; mortgage at least 70% of the price. Scheme runs to the end of 2029.

read-only

Argument	Type	Description
price*	number	Purchase price (or approved valuation for a self-build), EUR
taxPaid*	number	Income tax + DIRT paid by all buyers in the 4 tax years before applying, EUR
mortgage*	number	Mortgage amount, EUR
contractDate	string	Contract date YYYY-MM-DD (self-build: first drawdown). Default: today’s rules.

Input schema (JSON)

{
  "type": "object",
  "required": [
    "price",
    "taxPaid",
    "mortgage"
  ],
  "properties": {
    "price": {
      "type": "number",
      "description": "Purchase price (or approved valuation for a self-build), EUR"
    },
    "taxPaid": {
      "type": "number",
      "description": "Income tax + DIRT paid by all buyers in the 4 tax years before applying, EUR"
    },
    "mortgage": {
      "type": "number",
      "description": "Mortgage amount, EUR"
    },
    "contractDate": {
      "type": "string",
      "description": "Contract date YYYY-MM-DD (self-build: first drawdown). Default: today’s rules."
    }
  }
}

ireland_maternity_leave_pay

Ireland: each parent’s take-home pay in the year of maternity/paternity/parent’s leave against a normal year (Maternity Benefit €299 a week in 2026, €309 from 2027; taxed but no USC or PRSI), the household gap and a monthly saving target.

read-only

Argument	Type	Description
year	number	2026 or 2027
motherSalary*	number	Mother gross pay a year, EUR
motherParents	boolean	Mother also takes 9 weeks Parent’s Benefit
partnerSalary	number	Partner gross pay a year, EUR (omit for none)
partnerParents	boolean	Partner also takes 9 weeks Parent’s Benefit
motherTopUpWeeks	number	Weeks the employer pays full salary
motherUnpaidWeeks	number	Extra unpaid weeks (0–16)
partnerTopUpWeeks	number	Partner weeks on full salary

Input schema (JSON)

{
  "type": "object",
  "required": [
    "motherSalary"
  ],
  "properties": {
    "year": {
      "enum": [
        2026,
        2027
      ],
      "type": "number",
      "description": "2026 or 2027"
    },
    "motherSalary": {
      "type": "number",
      "description": "Mother gross pay a year, EUR"
    },
    "motherParents": {
      "type": "boolean",
      "description": "Mother also takes 9 weeks Parent’s Benefit"
    },
    "partnerSalary": {
      "type": "number",
      "description": "Partner gross pay a year, EUR (omit for none)"
    },
    "partnerParents": {
      "type": "boolean",
      "description": "Partner also takes 9 weeks Parent’s Benefit"
    },
    "motherTopUpWeeks": {
      "type": "number",
      "description": "Weeks the employer pays full salary"
    },
    "motherUnpaidWeeks": {
      "type": "number",
      "description": "Extra unpaid weeks (0–16)"
    },
    "partnerTopUpWeeks": {
      "type": "number",
      "description": "Partner weeks on full salary"
    }
  }
}

ireland_myfuturefund_pension

Ireland: MyFutureFund (pension auto-enrolment, started January 2026): what you, your employer and the State pay in (1.5/1.5/0.5% rising to 6/6/2% by year 10, on pay up to €80,000) and the projected pot at retirement.

read-only

Argument	Type	Description
age*	number	Age now
salary*	number	Gross pay a year, EUR
charges	number	Charges % a year (default 0.5)
payGrowth	number	Pay growth % a year (default 2)
retireAge	number	Retirement age (default 66)
investReturn	number	Investment return % a year before charges (default 5, an assumption)

Input schema (JSON)

{
  "type": "object",
  "required": [
    "age",
    "salary"
  ],
  "properties": {
    "age": {
      "type": "number",
      "description": "Age now"
    },
    "salary": {
      "type": "number",
      "description": "Gross pay a year, EUR"
    },
    "charges": {
      "type": "number",
      "description": "Charges % a year (default 0.5)"
    },
    "payGrowth": {
      "type": "number",
      "description": "Pay growth % a year (default 2)"
    },
    "retireAge": {
      "type": "number",
      "description": "Retirement age (default 66)"
    },
    "investReturn": {
      "type": "number",
      "description": "Investment return % a year before charges (default 5, an assumption)"
    }
  }
}

ireland_rent_tax_credit

Ireland: how much Rent Tax Credit a renter can claim for each year 2022–2026 (20% of rent, capped per year), including back-claims. Claims for 2022 must be made by 31 December 2026 (Revenue four-year rule).

read-only

Argument	Type	Description
couple	boolean	Jointly assessed married couple or civil partners
monthlyRent*	number	Rent paid a month, EUR (same every year)

Input schema (JSON)

{
  "type": "object",
  "required": [
    "monthlyRent"
  ],
  "properties": {
    "couple": {
      "type": "boolean",
      "description": "Jointly assessed married couple or civil partners"
    },
    "monthlyRent": {
      "type": "number",
      "description": "Rent paid a month, EUR (same every year)"
    }
  }
}

ireland_state_pension_contributory

Ireland: estimate the State Pension (Contributory) weekly rate under the Department’s Total Contributions Approach (paid PRSI + up to 520 credits + HomeCaring Periods; 2,080 for the full rate).

read-only

Argument	Type	Description
drawdown	string	Year and age the pension starts
paidWeeks*	number	Paid reckonable PRSI contributions (weeks)
creditWeeks	number	Credited contributions (weeks)
homeCaringWeeks	number	HomeCaring Periods (weeks)

Input schema (JSON)

{
  "type": "object",
  "required": [
    "paidWeeks"
  ],
  "properties": {
    "drawdown": {
      "enum": [
        "2026-66",
        "2026-67",
        "2026-68",
        "2027-66"
      ],
      "type": "string",
      "description": "Year and age the pension starts"
    },
    "paidWeeks": {
      "type": "number",
      "description": "Paid reckonable PRSI contributions (weeks)"
    },
    "creditWeeks": {
      "type": "number",
      "description": "Credited contributions (weeks)"
    },
    "homeCaringWeeks": {
      "type": "number",
      "description": "HomeCaring Periods (weeks)"
    }
  }
}

ireland_what_can_i_claim

Ireland: list the social welfare payments and tax credits a household may get (Child Benefit, New Baby Grant, Working Family Payment, Maternity Benefit, Carer’s Allowance, State Pension, Fuel Allowance, Rent Tax Credit) with estimated amounts, using official 2026/2027 rates.

read-only

Argument	Type	Description
pay1	number	Applicant gross pay a year, EUR
pay2	number	Partner gross pay a year, EUR
year	number	2026 or 2027
aged66	boolean	Applicant is 66 or over
caring	boolean	Cares full-time for someone
couple	boolean	Lives with a spouse, civil partner or cohabitant
renter	boolean	Rents their home
savings	number	Savings, EUR (not the home)
children	number	Number of children getting Child Benefit
expecting	boolean	Expecting a baby
prsiYears	number	Years of paid PRSI (for the State Pension)
hoursFortnight	number	Hours worked a fortnight, combined

Input schema (JSON)

{
  "type": "object",
  "properties": {
    "pay1": {
      "type": "number",
      "description": "Applicant gross pay a year, EUR"
    },
    "pay2": {
      "type": "number",
      "description": "Partner gross pay a year, EUR"
    },
    "year": {
      "enum": [
        2026,
        2027
      ],
      "type": "number",
      "description": "2026 or 2027"
    },
    "aged66": {
      "type": "boolean",
      "description": "Applicant is 66 or over"
    },
    "caring": {
      "type": "boolean",
      "description": "Cares full-time for someone"
    },
    "couple": {
      "type": "boolean",
      "description": "Lives with a spouse, civil partner or cohabitant"
    },
    "renter": {
      "type": "boolean",
      "description": "Rents their home"
    },
    "savings": {
      "type": "number",
      "description": "Savings, EUR (not the home)"
    },
    "children": {
      "type": "number",
      "description": "Number of children getting Child Benefit"
    },
    "expecting": {
      "type": "boolean",
      "description": "Expecting a baby"
    },
    "prsiYears": {
      "type": "number",
      "description": "Years of paid PRSI (for the State Pension)"
    },
    "hoursFortnight": {
      "type": "number",
      "description": "Hours worked a fortnight, combined"
    }
  }
}

ireland_where_to_put_savings

Ireland: compare where a lump sum ends up after tax over a number of years: State Savings (tax-free), a bank deposit (DIRT 33%), ETFs (exit tax with 8-year deemed disposal), shares (CGT 31%) and a pension (tax relief). Growth for market products is an assumption you set.

read-only

Argument	Type	Description
years*	number	Years
amount*	number	Amount to put away, EUR
growth	number	Market growth % a year (default 5, an assumption)
depositRate	number	Bank deposit rate % AER (default 2)
marginalRate*	number	Your income tax rate, 20 or 40

Input schema (JSON)

{
  "type": "object",
  "required": [
    "amount",
    "years",
    "marginalRate"
  ],
  "properties": {
    "years": {
      "type": "number",
      "description": "Years"
    },
    "amount": {
      "type": "number",
      "description": "Amount to put away, EUR"
    },
    "growth": {
      "type": "number",
      "description": "Market growth % a year (default 5, an assumption)"
    },
    "depositRate": {
      "type": "number",
      "description": "Bank deposit rate % AER (default 2)"
    },
    "marginalRate": {
      "enum": [
        20,
        40
      ],
      "type": "number",
      "description": "Your income tax rate, 20 or 40"
    }
  }
}

ireland_working_family_payment

Ireland: estimate the Working Family Payment (weekly, tax-free) for a family, from gross pay, number of children and hours worked, using the official income limits (2026, and +€30 from January 2027) and the 60% rule.

read-only

Argument	Type	Description
pay1*	number	Gross pay a year, EUR
pay2	number	Partner gross pay a year, EUR
year	number	2026 or 2027
couple	boolean	Has a spouse or partner
pension	number	Pension contributions a year, EUR
children*	number	Number of children
otherWeekly	number	Other assessable income a week, EUR
hoursFortnight	number	Hours worked a fortnight, combined

Input schema (JSON)

{
  "type": "object",
  "required": [
    "children",
    "pay1"
  ],
  "properties": {
    "pay1": {
      "type": "number",
      "description": "Gross pay a year, EUR"
    },
    "pay2": {
      "type": "number",
      "description": "Partner gross pay a year, EUR"
    },
    "year": {
      "enum": [
        2026,
        2027
      ],
      "type": "number",
      "description": "2026 or 2027"
    },
    "couple": {
      "type": "boolean",
      "description": "Has a spouse or partner"
    },
    "pension": {
      "type": "number",
      "description": "Pension contributions a year, EUR"
    },
    "children": {
      "type": "number",
      "description": "Number of children"
    },
    "otherWeekly": {
      "type": "number",
      "description": "Other assessable income a week, EUR"
    },
    "hoursFortnight": {
      "type": "number",
      "description": "Hours worked a fortnight, combined"
    }
  }
}

new_zealand_kiwisaver

New Zealand: KiwiSaver balance at 65 under the 2026 rules (default and employer minimum 3.5%, 4% from April 2028; government contribution 25c per $1 up to $260.72; ESCT on employer contributions; PIR tax on returns). Returns are an assumption you set.

read-only

Argument	Type	Description
age*	number	Age now
pir	number	Prescribed investor rate (0.105, 0.175 or 0.28)
feePct	number	Fund fee % a year (default 0.5)
salary*	number	Gross salary a year, NZD
balance	number	KiwiSaver balance today, NZD
grossReturn	number	Return % a year before tax and fees (default 5, an assumption)
employeeRate	number	Your contribution rate (0.035, 0.04, 0.06, 0.08 or 0.1); omit for the default rate

Input schema (JSON)

{
  "type": "object",
  "required": [
    "age",
    "salary"
  ],
  "properties": {
    "age": {
      "type": "number",
      "description": "Age now"
    },
    "pir": {
      "type": "number",
      "description": "Prescribed investor rate (0.105, 0.175 or 0.28)"
    },
    "feePct": {
      "type": "number",
      "description": "Fund fee % a year (default 0.5)"
    },
    "salary": {
      "type": "number",
      "description": "Gross salary a year, NZD"
    },
    "balance": {
      "type": "number",
      "description": "KiwiSaver balance today, NZD"
    },
    "grossReturn": {
      "type": "number",
      "description": "Return % a year before tax and fees (default 5, an assumption)"
    },
    "employeeRate": {
      "type": "number",
      "description": "Your contribution rate (0.035, 0.04, 0.06, 0.08 or 0.1); omit for the default rate"
    }
  }
}

parental_leave_income_gap

Statutory parental leave pay for a birth parent and the income gap against normal pay (gross, before tax) in the UK (Statutory Maternity Pay), Ireland (Maternity Benefit), Canada (EI), Quebec (QPIP) or Australia (Parental Leave Pay), with an optional employer top-up.

read-only

Argument	Type	Description
topUp	number	Employer tops pay up to this share of normal pay, 0 to 1
weeks	number	Weeks of leave (default 52)
salary*	number	Gross annual pay in local currency
country*	string	Country
topUpWeeks	number	Weeks the top-up lasts

Input schema (JSON)

{
  "type": "object",
  "required": [
    "country",
    "salary"
  ],
  "properties": {
    "topUp": {
      "type": "number",
      "description": "Employer tops pay up to this share of normal pay, 0 to 1"
    },
    "weeks": {
      "type": "number",
      "description": "Weeks of leave (default 52)"
    },
    "salary": {
      "type": "number",
      "description": "Gross annual pay in local currency"
    },
    "country": {
      "enum": [
        "gb",
        "ie",
        "ca",
        "qc",
        "au"
      ],
      "type": "string",
      "description": "Country"
    },
    "topUpWeeks": {
      "type": "number",
      "description": "Weeks the top-up lasts"
    }
  }
}

quebec_qpip

Quebec: QPIP (RQAP) parental insurance for 2026 for both parents: basic or special plan, birth or adoption, earnings up to $103,000, weekly amounts and totals, with the shareable weeks split between parents.

read-only

Argument	Type	Description
plan	string	Plan
event	string	Event
salary1*	number	Parent 1 (birth parent) annual insurable earnings, CAD
salary2	number	Parent 2 annual insurable earnings, CAD
sharedWeeks1	number	Shareable weeks parent 1 takes (parent 2 takes the rest)
singleParent	boolean	Single parent

Input schema (JSON)

{
  "type": "object",
  "required": [
    "salary1"
  ],
  "properties": {
    "plan": {
      "enum": [
        "basic",
        "special"
      ],
      "type": "string",
      "description": "Plan"
    },
    "event": {
      "enum": [
        "birth",
        "adoption"
      ],
      "type": "string",
      "description": "Event"
    },
    "salary1": {
      "type": "number",
      "description": "Parent 1 (birth parent) annual insurable earnings, CAD"
    },
    "salary2": {
      "type": "number",
      "description": "Parent 2 annual insurable earnings, CAD"
    },
    "sharedWeeks1": {
      "type": "number",
      "description": "Shareable weeks parent 1 takes (parent 2 takes the rest)"
    },
    "singleParent": {
      "type": "boolean",
      "description": "Single parent"
    }
  }
}

scotland_lbtt

Scotland: Land and Buildings Transaction Tax at 2026/27 rates, band by band, with first-time buyer relief (nil band to £175,000) or the 8% Additional Dwelling Supplement.

read-only

Argument	Type	Description
price*	number	Purchase price, GBP
buyerType*	string	Buyer

Input schema (JSON)

{
  "type": "object",
  "required": [
    "price",
    "buyerType"
  ],
  "properties": {
    "price": {
      "type": "number",
      "description": "Purchase price, GBP"
    },
    "buyerType": {
      "enum": [
        "standard",
        "firstTimeBuyer",
        "additional"
      ],
      "type": "string",
      "description": "Buyer"
    }
  }
}

uk_stamp_duty_england_ni

UK: Stamp Duty Land Tax for England and Northern Ireland at 2026/27 rates, band by band: standard, first-time buyer relief (nil to £300,000, up to £500,000) or additional property (+5% on every band), plus the 2% non-resident surcharge.

read-only

Argument	Type	Description
price*	number	Purchase price, GBP
buyerType*	string	Buyer
nonResident	boolean	Buyer is not UK resident

Input schema (JSON)

{
  "type": "object",
  "required": [
    "price",
    "buyerType"
  ],
  "properties": {
    "price": {
      "type": "number",
      "description": "Purchase price, GBP"
    },
    "buyerType": {
      "enum": [
        "standard",
        "firstTimeBuyer",
        "additional"
      ],
      "type": "string",
      "description": "Buyer"
    },
    "nonResident": {
      "type": "boolean",
      "description": "Buyer is not UK resident"
    }
  }
}

uk_voluntary_ni_from_abroad

UK State Pension for people living outside the UK: which gap years (2020–21 to 2026–27) can still be filled with voluntary National Insurance after the 6 April 2026 change, at Class 2 (£3.65/wk, years to 2025–26 only) or Class 3 (£18.40/wk), each year’s cost and 5 April deadline, and the State Pension gain (1/35 of £241.30 a week per year, up to 35 years) with payback.

read-only

Argument	Type	Description
gapYears*	array	Tax years to fill, by start year (e.g. 2023 = 2023–24); 2020 to 2026
workedAbroad	boolean	Has worked while abroad
qualifyingYears*	number	Qualifying years already on the UK National Insurance record
ukResidenceYears	number	Longest stretch living in the UK, years in a row
appliedBefore2026	boolean	Applied to pay for 2024–25 or 2025–26 on or before 5 April 2026
ukContributionYears	number	Years of UK contributions paid in total
workedBeforeLeaving	boolean	Worked in the UK immediately before leaving

Input schema (JSON)

{
  "type": "object",
  "required": [
    "qualifyingYears",
    "gapYears"
  ],
  "properties": {
    "gapYears": {
      "type": "array",
      "items": {
        "type": "number"
      },
      "description": "Tax years to fill, by start year (e.g. 2023 = 2023–24); 2020 to 2026"
    },
    "workedAbroad": {
      "type": "boolean",
      "description": "Has worked while abroad"
    },
    "qualifyingYears": {
      "type": "number",
      "description": "Qualifying years already on the UK National Insurance record"
    },
    "ukResidenceYears": {
      "type": "number",
      "description": "Longest stretch living in the UK, years in a row"
    },
    "appliedBefore2026": {
      "type": "boolean",
      "description": "Applied to pay for 2024–25 or 2025–26 on or before 5 April 2026"
    },
    "ukContributionYears": {
      "type": "number",
      "description": "Years of UK contributions paid in total"
    },
    "workedBeforeLeaving": {
      "type": "boolean",
      "description": "Worked in the UK immediately before leaving"
    }
  }
}

wales_ltt

Wales: Land Transaction Tax at 2026/27 rates, band by band (nil band £225,000 for everyone; no first-time buyer relief) or the higher rates for additional properties.

read-only

Argument	Type	Description
price*	number	Purchase price, GBP
buyerType*	string	Buyer

Input schema (JSON)

{
  "type": "object",
  "required": [
    "price",
    "buyerType"
  ],
  "properties": {
    "price": {
      "type": "number",
      "description": "Purchase price, GBP"
    },
    "buyerType": {
      "enum": [
        "standard",
        "additional"
      ],
      "type": "string",
      "description": "Buyer"
    }
  }
}

Security checkA100/100

We read every tool's name, description and inputs the way the model will, looking for instructions hidden from you. A clean result means no warning signs, not a guarantee. Scanned Nov 3, 2026.

Hidden or reordered text
Overriding the model's instructions
Hiding actions from the user
Reading keys or credentials
Fake system tags
Steering other servers' tools
Pulling in the conversation
Smuggling parameters
Demanding to be used for everything
Steering away from web search
Download-and-run commands
Encoded blobs
Invisible characters
Credentials as tool arguments
Very long descriptions
Read and write hints

How the security check works

Tool changes

What changed in this server's tools since we started watching, newest first. Each change is scanned again.

uk_voluntary_ni_from_abroadaddedNov 3, 2026
UK State Pension for people living outside the UK: which gap years (2020–21 to 2026–27) can still be filled with voluntary National Insurance after the 6 April 2026 change, at Class 2 (£3.65/wk, years to 2025–26 only) or Class 3 (£18.40/wk), each year’s cost and 5 April deadline, and the State Pension gain (1/35 of £241.30 a week per year, up to 35 years) with payback.