compliance_screen

Screen draft client communications (emails, letters, social posts, meeting notes) for common FINRA/SEC communication-rule problems, including guarantees, misleading projections, pressure tactics, testimonials, specific recommendations, tax claims, missing performance disclosures, and Social Security or account numbers. Returns a status (clear, review or revise), findings with suggested revisions, and disclosure language for the firm’s compliance review.

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Argument	Type	Description
text*	string	The text to screen, up to 60,000 characters.
hasProfile	boolean	True when the client has a documented risk profile on file; lowers the severity of specific recommendations.
clientFacing	boolean	True (default) when the text goes to a client or the public; checks for a general risk disclosure.

Input schema (JSON)

{
  "type": "object",
  "required": [
    "text"
  ],
  "properties": {
    "text": {
      "type": "string",
      "maxLength": 60000,
      "description": "The text to screen, up to 60,000 characters."
    },
    "hasProfile": {
      "type": "boolean",
      "description": "True when the client has a documented risk profile on file; lowers the severity of specific recommendations."
    },
    "clientFacing": {
      "type": "boolean",
      "description": "True (default) when the text goes to a client or the public; checks for a general risk disclosure."
    }
  },
  "additionalProperties": false
}

get_13f_holders

Which tracked institutional managers held a stock in their latest quarterly SEC 13F filings: value, shares, portfolio weight and whether they bought, added or reduced, plus managers that sold out.

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Argument	Type	Description
symbol*	string	Ticker symbol, e.g. NVDA, SPY or BRK.B. Index symbols use ^, e.g. ^GSPC.

Input schema (JSON)

{
  "type": "object",
  "required": [
    "symbol"
  ],
  "properties": {
    "symbol": {
      "type": "string",
      "maxLength": 16,
      "description": "Ticker symbol, e.g. NVDA, SPY or BRK.B. Index symbols use ^, e.g. ^GSPC."
    }
  },
  "additionalProperties": false
}

get_13f_insights

What tracked hedge funds did in their latest 13F filings. view: consensus (most bought and sold, new and closed positions), crowding (stocks in the most managers' top tens), mostHeld, rotation (money moving between sectors), funds (the tracked managers).

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Argument	Type	Description
view*	string	Which view to return.

Input schema (JSON)

{
  "type": "object",
  "required": [
    "view"
  ],
  "properties": {
    "view": {
      "enum": [
        "consensus",
        "crowding",
        "mostHeld",
        "rotation",
        "funds"
      ],
      "type": "string",
      "description": "Which view to return."
    }
  },
  "additionalProperties": false
}

get_economic_series

A U.S. economic series from FRED: fedfunds (effective fed funds rate), treasury10y, inflation, unemployment, cpi or gdp. Returns the latest value, its date and recent history.

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Argument	Type	Description
series*	string	One of fedfunds, treasury10y, inflation, unemployment, cpi, gdp.

Input schema (JSON)

{
  "type": "object",
  "required": [
    "series"
  ],
  "properties": {
    "series": {
      "enum": [
        "fedfunds",
        "treasury10y",
        "inflation",
        "unemployment",
        "cpi",
        "gdp"
      ],
      "type": "string",
      "description": "One of fedfunds, treasury10y, inflation, unemployment, cpi, gdp."
    }
  },
  "additionalProperties": false
}

get_market_news

Recent headlines for one symbol, or the day's market headlines when no symbol is given, with publisher, time and link.

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Argument	Type	Description
limit	integer	Headlines to return, default 8.
symbol	string	Ticker symbol, e.g. NVDA, SPY or BRK.B. Index symbols use ^, e.g. ^GSPC.

Input schema (JSON)

{
  "type": "object",
  "properties": {
    "limit": {
      "type": "integer",
      "maximum": 20,
      "minimum": 1,
      "description": "Headlines to return, default 8."
    },
    "symbol": {
      "type": "string",
      "maxLength": 16,
      "description": "Ticker symbol, e.g. NVDA, SPY or BRK.B. Index symbols use ^, e.g. ^GSPC."
    }
  },
  "additionalProperties": false
}

get_market_sentiment

The Fear & Greed market sentiment index (0 = extreme fear, 100 = extreme greed) with its previous close, one week, one month and one year ago.

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No arguments.

Input schema (JSON)

{
  "type": "object",
  "properties": {},
  "additionalProperties": false
}

get_price_history

Daily (or intraday for 1D and 5D) price history for one symbol over a range, with the period return, high and low. Returns up to 400 points.

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Argument	Type	Description
range	string	One of 1D, 5D, 1M, 3M, 6M, YTD, 1Y, 2Y, 5Y, 10Y, MAX. Default 6M.
symbol*	string	Ticker symbol, e.g. NVDA, SPY or BRK.B. Index symbols use ^, e.g. ^GSPC.

Input schema (JSON)

{
  "type": "object",
  "required": [
    "symbol"
  ],
  "properties": {
    "range": {
      "enum": [
        "1D",
        "5D",
        "1M",
        "3M",
        "6M",
        "YTD",
        "1Y",
        "2Y",
        "5Y",
        "10Y",
        "MAX"
      ],
      "type": "string",
      "description": "One of 1D, 5D, 1M, 3M, 6M, YTD, 1Y, 2Y, 5Y, 10Y, MAX. Default 6M."
    },
    "symbol": {
      "type": "string",
      "maxLength": 16,
      "description": "Ticker symbol, e.g. NVDA, SPY or BRK.B. Index symbols use ^, e.g. ^GSPC."
    }
  },
  "additionalProperties": false
}

get_quotes

Latest quotes for up to 25 stocks, ETFs, indices or currency pairs (e.g. EUR/USD): last price, change, day range, previous close, volume and 52-week range, each with its observation time and provider.

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Argument	Type	Description
symbols*	array	1 to 25 symbols.

Input schema (JSON)

{
  "type": "object",
  "required": [
    "symbols"
  ],
  "properties": {
    "symbols": {
      "type": "array",
      "items": {
        "type": "string",
        "maxLength": 16,
        "description": "Ticker symbol, e.g. NVDA, SPY or BRK.B. Index symbols use ^, e.g. ^GSPC."
      },
      "maxItems": 25,
      "description": "1 to 25 symbols."
    }
  },
  "additionalProperties": false
}

get_stock_snapshot

Price, daily change, day and 52-week range, market cap, valuation (P/E, forward P/E, EPS, dividend yield), company profile (sector, industry, CEO, employees, description), revenue and margins, the next earnings date and the ETFs that hold it, for one stock or ETF. Includes the as-of time and source.

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Argument	Type	Description
symbol*	string	Ticker symbol, e.g. NVDA, SPY or BRK.B. Index symbols use ^, e.g. ^GSPC.

Input schema (JSON)

{
  "type": "object",
  "required": [
    "symbol"
  ],
  "properties": {
    "symbol": {
      "type": "string",
      "maxLength": 16,
      "description": "Ticker symbol, e.g. NVDA, SPY or BRK.B. Index symbols use ^, e.g. ^GSPC."
    }
  },
  "additionalProperties": false
}

get_treasury_yield_curve

The latest U.S. Treasury daily par yield curve, from 1 month to 30 years.

read-only

No arguments.

Input schema (JSON)

{
  "type": "object",
  "properties": {},
  "additionalProperties": false
}

inherited_ira_plan

Work out the distribution rules for an inherited IRA under the SECURE Act final regulations (T.D. 10001) and IRS Pub. 590-B: the beneficiary class (eligible designated, designated or non-designated), whether the owner died before or after the required beginning date, the rule that applies (life expectancy, 10-year with or without annual RMDs, 5-year), the deadline to empty the account, this year's required minimum from the Single Life Expectancy Table, and four ways to drain it (back-loaded, even, front-loaded, fill a bracket) compared on federal tax in 2026 dollars and after-tax value. No names or account numbers are needed.

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Argument	Type	Description
roth	boolean	True for an inherited Roth IRA.
year	integer	Plan year (default 2026).
balance*	number	Account balance on December 31 of the prior year.
fillRate	integer	Bracket to fill each year in the fill strategy (default 24).
realReturn	number	Annual return after inflation in percent (default 0).
otherIncome	number	Beneficiary's other ordinary income per year (default 0).
electTenYear	boolean

portfolio_review

Review a household's holdings against a target model or custom allocation. Returns value by asset class and account, allocation drift, single-stock concentration, tax-loss harvesting candidates, unrealized gains, stress tests, and an asset-location score with suggestions. Missing prices are fetched from live quotes.

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Argument	Type	Description
band	number	Rebalancing band in percentage points (default 5): an asset class further than this from target is out of band.
model	string	Target model portfolio: conservative (20% stocks), moderately_conservative (40% stocks), moderate (60% stocks), growth (75% stocks), aggressive (90% stocks). Default moderate. risk_profile_score maps a client to one.
prices	object	Latest price per share by symbol, e.g. {"VTI": 301.25}. CASH and money-market funds are priced at $1. Symbols without a price here are fetched from live quotes.
target	object	Custom target allocation in percent, totalling 100. Use instead of model.
holdings	array	Holdings as objects, instead of holdingsCsv. Up to 300 rows; one row per lot gives the best tax estimates.
holdingsCsv	string	Holdings as CSV text in the afa import format: a header row with at least symbol and shares; the full header is account,account_type,symbol,shares,cost_basis,asset_class,acquired. cost_basis is the row's total dollars, acquired is YYYY-MM-DD. Example: account,account_type,symbol,shares,cost_basis,asset_class,acquired Joint brokerage,taxable,VTI,120,24000,,2021-03-15 Joint brokerage,taxable,AAPL,150,18000,,2019-06-01 Joint brokerage,taxable,CASH,8000,8000,, Up to 300 rows and 128 KB. Send this or holdings, not both.

rebalance_plan

Build a tax-aware rebalancing trade list that brings holdings back to the target model or custom allocation, optionally investing new cash. Sells come from tax-advantaged accounts first, then taxable lots with losses, then the smallest gains; proceeds stay in the account that raised them. Returns each trade (account, symbol, dollars, estimated shares, estimated realized gain and tax), totals, the allocation after the trades, wash-sale and concentration warnings, and notes. Takes the same holdings, prices and target inputs as portfolio_review; missing prices are fetched from live quotes. Trades are estimates for advisor review, not orders.

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Argument	Type	Description
band	number	Rebalancing band in percentage points (default 5): an asset class further than this from target is out of band.
force	boolean	Rebalance to target even when every class is within the band (default false).
model	string	Target model portfolio: conservative (20% stocks), moderately_conservative (40% stocks), moderate (60% stocks), growth (75% stocks), aggressive (90% stocks). Default moderate. risk_profile_score maps a client to one.
prices	object	Latest price per share by symbol, e.g. {"VTI": 301.25}. CASH and money-market funds are priced at $1. Symbols without a price here are fetched from live quotes.
target	object	Custom target allocation in percent, totalling 100. Use instead of model.

retirement_plan

Run a retirement Monte Carlo simulation in today's dollars: probability that savings last through the planning age, the range of portfolio values at retirement and at the end, median depletion age when paths fail, the initial withdrawal rate, the effect of three levers (save more, retire two years later, spend 10% less) and the highest spending that keeps the target success rate. Required: currentAge, retirementAge, planToAge, savings and spending. Return and volatility default to afa's capital market assumptions for the chosen model (a step more conservative in retirement); other optional inputs default to 0, and inflation to 2.5%. Results are hypothetical.

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Argument	Type	Description
seed	integer	Random seed; the same inputs and seed give the same result (default 1).
model	string	Model portfolio used for omitted return and volatility inputs: conservative (20% stocks), moderately_conservative (40% stocks), moderate (60% stocks), growth (75% stocks), aggressive (90% stocks). Default moderate.
trials	integer	Number of simulated market paths (default 2000).
savings*	number	Current investable savings.
spending*	number	Annual retirement spending from the portfolio and other income, in today’s dollars.
inflation

risk_profile_score

Score the eight-question risk questionnaire and map the client to a model portfolio. Four questions measure capacity to absorb losses and four measure willingness to take risk. The profile uses the lower of the two. With no answers, the result contains the questions and choices. With eight answers scored from 1 to 5, it returns the profile, score, rationale, model allocation, and illustrative return and volatility.

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Argument	Type	Description
answers	object	All eight answers, each 1-5 (1 = first option). Omit to get the questionnaire.

Input schema (JSON)

{
  "type": "object",
  "properties": {
    "answers": {
      "type": "object",
      "properties": {
        "range": {
          "type": "integer",
          "maximum": 5,
          "minimum": 1,
          "description": "Which one-year range of outcomes would the client accept? (illustrative) 1 = −2% to +6%; 2 = −6% to +12%; 3 = −12% to +20%; 4 = −20% to +30%; 5 = −30% to +45%."
        },
        "income": {
          "type": "integer",
          "maximum": 5,
          "minimum": 1,
          "description": "How stable is the client’s income, excluding this portfolio? 1 = No other income; relies on this portfolio; 2 = Unstable; 3 = Somewhat stable; 4 = Stable; 5 = Very stable with a surplus."
        },
        "horizon": {
          "type": "integer",
          "maximum": 5,
          "minimum": 1,
          "description": "When will the client need to start withdrawing a significant part of this money? 1 = Within 3 years; 2 = 3 to 5 years; 3 = 6 to 10 years; 4 = 11 to 15 years; 5 = More than 15 years."
        },
        "drawdown": {
          "type": "integer",
          "maximum": 5,
          "minimum": 1,
          "description": "If the portfolio fell 20% over a few months, the client would most likely… 1 = Sell everything; 2 = Sell some; 3 = Wait it out; 4 = Rebalance into stocks; 5 = Add significant new money."
        },
        "reserves": {
          "type": "integer",
          "maximum": 5,
          "minimum": 1,
          "description": "How much emergency savings does the client hold outside this portfolio? 1 = None; 2 = Less than 3 months of expenses; 3 = 3 to 6 months; 4 = 6 to 12 months; 5 = More than 12 months."
        },
        "objective": {
          "type": "integer",
          "maximum": 5,
          "minimum": 1,
          "description": "What is the client’s primary objective for this money? 1 = Preserve capital; 2 = Generate income; 3 = Balance growth and income; 4 = Growth; 5 = Aggressive growth."
        },
        "experience": {
          "type": "integer",
          "maximum": 5,
          "minimum": 1,
          "description": "How would you describe the client’s investing experience? 1 = None; 2 = Limited; 3 = Moderate; 4 = Experienced; 5 = Extensive, including market downturns."
        },
        "withdrawals": {
          "type": "integer",
          "maximum": 5,
          "minimum": 1,
          "description": "How much of the portfolio will the client withdraw each year over the next five years? 1 = More than 10%; 2 = 6% to 10%; 3 = 3% to 5%; 4 = Less than 3%; 5 = None."
        }
      },
      "description": "All eight answers, each 1-5 (1 = first option). Omit to get the questionnaire.",
      "additionalProperties": false
    }
  },
  "additionalProperties": false
}

roth_conversion_plan

Compare Roth conversion strategies year by year under 2026 federal tax law in today's dollars: no conversions versus filling the 12%, 22%, 24% or 32% bracket each year until RMDs start (or stopAge). Models RMDs, Social Security taxation, the senior deduction, a flat state tax and heirs' tax on the remaining traditional balance, and flags IRMAA years. Returns each strategy's lifetime tax, after-tax wealth and amount converted, the best strategy by after-tax wealth, its year-by-year schedule, and the assumptions. Required: filingStatus, birthYear and traditional balance.

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Argument	Type	Description
roth	number	Roth balance (default 0).
endAge	integer	Last plan year age (default 95).
stopAge	integer	Last conversion age (default the year before RMDs start).
taxable	number	Taxable account balance that pays conversion tax (default 0).
startAge	integer	First plan year age (default the client's age in 2026).
birthYear*	integer	Client birth year.
realReturn	number	Annual return after inflation in percent (default 0).

screen_stocks

Screen stocks on up to 20 fundamentals, each with an optional minimum and maximum (market cap in billions; growth, yield, margins and returns in percent). Returns matching stocks with price, change, market cap, P/E, forward P/E and EPS.

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Argument	Type	Description
limit	integer	Rows to return, default 25.
pbMax	number	Maximum price to book.
pbMin	number	Minimum price to book.
peMax	number	Maximum trailing P/E.
peMin	number	Minimum trailing P/E.
psMax	number	Maximum price to sales.
psMin	number	Minimum price to sales.
capMax	number	Maximum market cap in billions of dollars.
capMin	number	Minimum market cap in billions of dollars.
pegMax	number

search_symbols

Find ticker symbols by company or fund name, e.g. "nvidia" or "vanguard total".

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Argument	Type	Description
query*	string	Company, fund or ticker to look up.

Input schema (JSON)

{
  "type": "object",
  "required": [
    "query"
  ],
  "properties": {
    "query": {
      "type": "string",
      "maxLength": 40,
      "description": "Company, fund or ticker to look up."
    }
  },
  "additionalProperties": false
}

social_security_strategies

Compare Social Security claiming ages 62-70 for a single client or a couple (all 81 combinations), including spousal top-ups, survivor benefits and delayed credits, ranked by present value in today's dollars. Returns the best available strategy, the top ten, claiming at 62, 67 and 70 for comparison, breakeven ages for the primary and the assumptions. PIA is the monthly benefit at full retirement age from the client's SSA statement.

read-only

Argument	Type	Description
spouse	object	The spouse, for a married couple.
primary*	object	The client.
discountRate	number	Real discount rate in percent for present values (default 2).

Input schema (JSON)

{
  "type": "object",
  "required": [
    "primary"
  ],
  "properties": {
    "spouse": {
      "type": "object",
      "required": [
        "birthYear",
        "pia"
      ],
      "properties": {
        "pia": {
          "type": "number",
          "maximum": 100000,
          "minimum": 0,
          "description": "Primary insurance amount: monthly benefit at full retirement age, in dollars."
        },
        "birthYear": {
          "type": "integer",
          "maximum": 2026,
          "minimum": 1943,
          "description": "Birth year."
        },
        "lifeExpectancy": {
          "type": "integer",
          "maximum": 120,
          "minimum": 62,
          "description": "Age at death assumed for the analysis (default 92)."
        }
      },
      "description": "The spouse, for a married couple.",
      "additionalProperties": false
    },
    "primary": {
      "type": "object",
      "required": [
        "birthYear",
        "pia"
      ],
      "properties": {
        "pia": {
          "type": "number",
          "maximum": 100000,
          "minimum": 0,
          "description": "Primary insurance amount: monthly benefit at full retirement age, in dollars."
        },
        "birthYear": {
          "type": "integer",
          "maximum": 2026,
          "minimum": 1943,
          "description": "Birth year."
        },
        "lifeExpectancy": {
          "type": "integer",
          "maximum": 120,
          "minimum": 62,
          "description": "Age at death assumed for the analysis (default 90)."
        }
      },
      "description": "The client.",
      "additionalProperties": false
    },
    "discountRate": {
      "type": "number",
      "maximum": 15,
      "minimum": -5,
      "description": "Real discount rate in percent for present values (default 2)."
    }
  },
  "additionalProperties": false
}

state_tax_estimate

Estimate a household's 2026 federal income tax, net investment income tax (3.8%), alternative minimum tax and resident state income tax in one pass. States: CA, NY, PA, IL, OH, GA, NC, MI, TX, FL, NV, SD, WY, AK, TN, NH, WA (the ten most populous plus states without a wage income tax; Washington's capital gains tax included). Each state's figures carry the year they come from; every result says which rules were applied. Standard deductions only; local income taxes and most credits are not modeled.

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Argument	Type	Description
ages	array	Ages of the filers at year-end (for senior deductions and state retirement exclusions).
state	string	Two-letter state of residence (omit for federal only).
wages	number	Wages, including RSU vests and NSO exercises.
isoSpread	number	Bargain element of ISOs exercised and held at year-end (AMT preference).
otherIncome	number	Interest, Roth conversions and other ordinary income.
filingStatus*	string	single or mfj (married filing jointly).
qualifiedIncome	number	Qualified dividends plus net long-term capital gains.

triage_email

Classify the text of an incoming client email and detect fraud red flags such as new banking details or requests to avoid a phone call. Returns the risk level, urgency, complaint logging flag, and suggested steps for the advisor, including verification by phone when fraud or account takeover is suspected.

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Argument	Type	Description
text*	string	The email text (subject and body), up to 20,000 characters.

Input schema (JSON)

{
  "type": "object",
  "required": [
    "text"
  ],
  "properties": {
    "text": {
      "type": "string",
      "maxLength": 20000,
      "description": "The email text (subject and body), up to 20,000 characters."
    }
  },
  "additionalProperties": false
}

LunaTerminal

Registry entry

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LunaTerminal

Registry entry

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compliance_screen Read-only

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Tools (21)

Security checkA100/100