Marian

{
  "type": "object",
  "required": [
    "balance",
    "current_rate",
    "horizon_years",
    "refinance_behavior"
  ],
  "properties": {
    "balance": {
      "type": "number",
      "description": "Outstanding or planned loan balance in US dollars, as given by the user.",
      "exclusiveMinimum": 0
    },
    "current_rate": {
      "type": "number",
      "maximum": 25,
      "minimum": 0,
      "description": "Annual interest rate on the user's current or offered mortgage, in percent."
    },
    "horizon_years": {
      "type": "number",
      "maximum": 50,
      "minimum": 0,
      "description": "How many years the user expects to keep the mortgage before selling or paying it off."
    },
    "refinance_behavior": {
      "enum": [
        "never",
        "late",
        "typical",
        "prompt"
      ],
      "type": "string",
      "description": "How the user tends to act when rates fall: never refinances; refinances late; refinances sometimes (typical); or refinances promptly whenever it pays."
    }
  },
  "additionalProperties": false
}

{
  "type": "object",
  "properties": {},
  "additionalProperties": false
}

{
  "type": "object",
  "required": [
    "email",
    "user_consent"
  ],
  "properties": {
    "zip": {
      "type": "string",
      "pattern": "^\\d{5}(-\\d{4})?$",
      "description": "Optional five-digit US ZIP code."
    },
    "email": {
      "type": "string",
      "format": "email",
      "maxLength": 254,
      "description": "The user's email address."
    },
    "user_consent": {
      "type": "boolean",
      "const": true,
      "description": "Must be true: confirms the user explicitly asked to join the waitlist with this email."
    }
  },
  "additionalProperties": false
}