File a Fannie Mae Form 1003 mortgage application with a licensed California broker. No API key.
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Return licensing, contact, service area and language details for Paramount Loan Services.
This tool takes no arguments.
Return licensing, contact, service area and language details for Paramount Loan Services.
No arguments.
{
"type": "object",
"properties": {},
"additionalProperties": false
}Return the full JSON Schema for a loan application, so you can see every field the 1003 accepts and which ones are required.
No arguments.
{
"type": "object",
"properties": {},
"additionalProperties": false
}Return the loan programs Paramount brokers, with the enum value to put in loan.program and a one-line description of each.
No arguments.
{
"type": "object",
"properties": {},
"additionalProperties": false
}File a Uniform Residential Loan Application (Fannie Mae Form 1003 / URLA) with Paramount Loan Services on behalf of a borrower who has consented. Returns an application id. A licensed loan officer then contacts the borrower. This is not a rate quote, a pre-approval or a credit decision.
| Argument | Type | Description |
|---|---|---|
| loan* | object | |
| notes | string | Anything a loan officer should read first. Plain English. |
| assets | object | |
| dry_run | boolean | Set true to validate and preview this application without filing it. Nothing is emailed and no application id is issued. Use it to check a body before committing, and to test this API at all. |
| _comment | string | Free-text note to a human reader. Ignored, never stored, never emailed. The example uses it to say it is fictional. |
| property* | object | |
| borrowers* | array | |
| liabilities | object | |
| submitted_by |
| object |
| Identifies the agent or software sending the application. |
| acknowledgments* | object |
| gifts_or_grants | array | Section 4d. |
| loan_originator | object | Section 9. Leave empty and Paramount assigns a licensed loan officer. |
| real_estate_owned | array | Section 3. Every property the borrower owns, including the one being refinanced. |
| other_new_mortgage_loans | array | Section 4b. Other new mortgage loans on the subject property. |
{
"$id": "https://paramountls.com/api/v1/schema",
"type": "object",
"title": "Uniform Residential Loan Application (Form 1003 / URLA)",
"$schema": "https://json-schema.org/draft/2020-12/schema",
"required": [
"submitted_by",
"acknowledgments",
"borrowers",
"loan",
"property"
],
"properties": {
"loan": {
"type": "object",
"required": [
"purpose",
"loan_amount"
],
"properties": {
"program": {
"enum": [
"conventional",
"fha",
"va",
"usda",
"jumbo",
"bank_statement",
"ptl_profit_loss",
"asset_depletion",
"dscr",
"itin",
"foreign_national",
"hard_money",
"fix_and_flip",
"heloc",
"heloan",
"cash_out_refinance",
"construction",
"renovation_203k",
"commercial_real_estate",
"equipment_financing",
"reverse_mortgage",
"unsure"
],
"type": "string",
"description": "The Paramount program the borrower is aiming at, if known. Use \"unsure\" freely."
},
"purpose": {
"enum": [
"purchase",
"refinance",
"construction",
"home_equity",
"business",
"other"
],
"type": "string"
},
"timeline": {
"enum": [
"immediately",
"within_30_days",
"within_60_days",
"within_90_days",
"more_than_90_days",
"just_researching"
],
"type": "string"
},
"loan_amount": {
"type": "number",
"description": "Amount requested, in US dollars."
},
"term_months": {
"type": "number",
"maximum": 600,
"minimum": 1
},
"amortization": {
"enum": [
"fixed_rate",
"adjustable_rate",
"interest_only",
"other"
],
"type": "string"
},
"interest_rate": {
"type": "number",
"maximum": 50,
"minimum": 0,
"description": "Rate being discussed, if any. Paramount quotes no rate through this API."
},
"mortgage_type": {
"enum": [
"conventional",
"fha",
"va",
"usda_rural",
"other"
],
"type": "string"
},
"purchase_price": {
"type": "number",
"description": "US dollars."
},
"refinance_type": {
"enum": [
"no_cash_out",
"limited_cash_out",
"cash_out"
],
"type": "string"
},
"cash_out_amount": {
"type": "number",
"description": "US dollars."
},
"refinance_program": {
"enum": [
"full_documentation",
"interest_rate_reduction",
"streamlined_without_appraisal",
"other"
],
"type": "string"
},
"down_payment_amount": {
"type": "number",
"description": "US dollars."
},
"down_payment_source": {
"type": "string",
"maxLength": 200
},
"estimated_closing_costs": {
"type": "number",
"description": "US dollars."
}
},
"additionalProperties": false
},
"notes": {
"type": "string",
"maxLength": 8000,
"description": "Anything a loan officer should read first. Plain English."
},
"assets": {
"type": "object",
"properties": {
"credits": {
"type": "array",
"items": {
"type": "object",
"required": [
"credit_type",
"amount"
],
"properties": {
"amount": {
"type": "number",
"description": "US dollars."
},
"credit_type": {
"enum": [
"earnest_money",
"employer_assistance",
"lot_equity",
"relocation_funds",
"rent_credit",
"sweat_equity",
"trade_equity",
"other"
],
"type": "string"
},
"description": {
"type": "string",
"maxLength": 200
}
},
"additionalProperties": false
},
"maxItems": 20
},
"accounts": {
"type": "array",
"items": {
"type": "object",
"required": [
"account_type",
"cash_or_market_value"
],
"properties": {
"owned_by": {
"type": "number",
"maximum": 3,
"minimum": 0,
"description": "Index into borrowers[]. Omit for jointly held."
},
"account_type": {
"enum": [
"checking",
"savings",
"money_market",
"certificate_of_deposit",
"mutual_fund",
"stocks",
"stock_options",
"bonds",
"retirement",
"bridge_loan_proceeds",
"individual_development_account",
"trust_account",
"cash_value_of_life_insurance"
],
"type": "string"
},
"account_number": {
"type": "string",
"maxLength": 40
},
"cash_or_market_value": {
"type": "number",
"description": "US dollars."
},
"financial_institution": {
"type": "string",
"maxLength": 150
}
},
"additionalProperties": false
},
"maxItems": 30
},
"other_assets": {
"type": "array",
"items": {
"type": "object",
"required": [
"asset_type",
"cash_or_market_value"
],
"properties": {
"asset_type": {
"enum": [
"proceeds_from_real_estate_to_be_sold",
"proceeds_from_sale_of_non_real_estate_asset",
"secured_borrowed_funds",
"unsecured_borrowed_funds",
"other"
],
"type": "string"
},
"description": {
"type": "string",
"maxLength": 200
},
"cash_or_market_value": {
"type": "number",
"description": "US dollars."
}
},
"additionalProperties": false
},
"maxItems": 20
}
},
"additionalProperties": false
},
"dry_run": {
"type": "boolean",
"description": "Set true to validate and preview this application without filing it. Nothing is emailed and no application id is issued. Use it to check a body before committing, and to test this API at all."
},
"_comment": {
"type": "string",
"maxLength": 400,
"description": "Free-text note to a human reader. Ignored, never stored, never emailed. The example uses it to say it is fictional."
},
"property": {
"type": "object",
"properties": {
"zip": {
"type": "string",
"pattern": "^\\d{5}(-?\\d{4})?$",
"description": "5-digit or ZIP+4."
},
"city": {
"type": "string",
"maxLength": 80
},
"unit": {
"type": "string",
"maxLength": 40
},
"state": {
"type": "string",
"pattern": "^[A-Za-z]{2}$",
"description": "Two-letter US state or territory code, e.g. CA."
},
"county": {
"type": "string",
"maxLength": 80
},
"street": {
"type": "string",
"maxLength": 200,
"description": "Street address including house number."
},
"country": {
"type": "string",
"maxLength": 60,
"description": "Defaults to US."
},
"occupancy": {
"enum": [
"primary_residence",
"second_home",
"investment_property"
],
"type": "string"
},
"is_mixed_use": {
"type": "boolean"
},
"estimated_value": {
"type": "number",
"description": "US dollars."
},
"number_of_units": {
"type": "number",
"maximum": 100,
"minimum": 1
},
"is_manufactured_home": {
"type": "boolean"
},
"net_monthly_rental_income": {
"type": "number",
"description": "US dollars."
},
"is_fha_secondary_residence": {
"type": "boolean"
},
"property_not_yet_identified": {
"type": "boolean",
"description": "True when the borrower is shopping and has no address yet."
},
"expected_monthly_rental_income": {
"type": "number",
"description": "US dollars."
}
},
"additionalProperties": false
},
"borrowers": {
"type": "array",
"items": {
"type": "object",
"required": [
"role",
"first_name",
"last_name"
],
"properties": {
"ssn": {
"type": "string",
"pattern": "^\\d{3}-?\\d{2}-?\\d{4}$",
"description": "Social Security Number. Send only with the borrower’s knowledge and consent."
},
"itin": {
"type": "string",
"pattern": "^9\\d{2}-?\\d{2}-?\\d{4}$",
"description": "Individual Taxpayer Identification Number, for ITIN loan programs."
},
"role": {
"enum": [
"borrower",
"co_borrower"
],
"type": "string"
},
"email": {
"type": "string",
"format": "email"
},
"suffix": {
"type": "string",
"maxLength": 20
},
"last_name": {
"type": "string",
"maxLength": 80
},
"cell_phone": {
"type": "string"
},
"employment": {
"type": "array",
"items": {
"type": "object",
"properties": {
"end_date": {
"type": "string",
"format": "date",
"pattern": "^\\d{4}-\\d{2}-\\d{2}$",
"description": "Previous employment only."
},
"is_current": {
"type": "boolean",
"description": "True for the job held today."
},
"start_date": {
"type": "string",
"format": "date",
"pattern": "^\\d{4}-\\d{2}-\\d{2}$"
},
"employer_name": {
"type": "string",
"maxLength": 150
},
"employer_phone": {
"type": "string"
},
"ownership_share": {
"enum": [
"less_than_25_percent",
"25_percent_or_more"
],
"type": "string",
"description": "Self-employed borrowers only."
},
"employer_address": {
"type": "object",
"properties": {
"zip": {
"type": "string",
"pattern": "^\\d{5}(-?\\d{4})?$",
"description": "5-digit or ZIP+4."
},
"city": {
"type": "string",
"maxLength": 80
},
"unit": {
"type": "string",
"maxLength": 40
},
"state": {
"type": "string",
"pattern": "^[A-Za-z]{2}$",
"description": "Two-letter US state or territory code, e.g. CA."
},
"street": {
"type": "string",
"maxLength": 200,
"description": "Street address including house number."
},
"country": {
"type": "string",
"maxLength": 60,
"description": "Defaults to US."
}
},
"additionalProperties": false
},
"is_self_employed": {
"type": "boolean"
},
"position_or_title": {
"type": "string",
"maxLength": 150
},
"gross_monthly_income": {
"type": "object",
"properties": {
"base": {
"type": "number",
"description": "US dollars."
},
"bonus": {
"type": "number",
"description": "US dollars."
},
"other": {
"type": "number",
"description": "US dollars."
},
"overtime": {
"type": "number",
"description": "US dollars."
},
"commission": {
"type": "number",
"description": "US dollars."
},
"military_entitlements": {
"type": "number",
"description": "US dollars."
}
},
"additionalProperties": false
},
"years_in_line_of_work": {
"type": "number",
"maximum": 80,
"minimum": 0
},
"monthly_income_or_loss": {
"type": "number",
"description": "Self-employed net monthly income or loss; may be negative."
},
"employed_by_family_or_party_to_transaction": {
"type": "boolean"
}
},
"additionalProperties": false
},
"maxItems": 10
},
"first_name": {
"type": "string",
"maxLength": 80
},
"home_phone": {
"type": "string"
},
"work_phone": {
"type": "string"
},
"citizenship": {
"enum": [
"us_citizen",
"permanent_resident_alien",
"non_permanent_resident_alien"
],
"type": "string"
},
"middle_name": {
"type": "string",
"maxLength": 80
},
"declarations": {
"type": "object",
"properties": {
"explanations": {
"type": "string",
"maxLength": 4000,
"description": "Free-text detail for any declaration answered yes."
},
"bankruptcy_types": {
"type": "array",
"items": {
"enum": [
"chapter_7",
"chapter_11",
"chapter_12",
"chapter_13"
],
"type": "string"
},
"maxItems": 4
},
"prior_property_type": {
"enum": [
"primary_residence",
"second_home",
"investment_property"
],
"type": "string"
},
"outstanding_judgments": {
"type": "boolean"
},
"borrowing_money_amount": {
"type": "number",
"description": "US dollars."
},
"prior_property_title_held": {
"enum": [
"sole_by_self",
"jointly_with_spouse",
"jointly_with_other"
],
"type": "string"
},
"borrowing_money_not_disclosed": {
"type": "boolean"
},
"will_occupy_as_primary_residence": {
"type": "boolean"
},
"declared_bankruptcy_last_seven_years": {
"type": "boolean"
},
"property_foreclosed_last_seven_years": {
"type": "boolean"
},
"applying_for_new_credit_before_closing": {
"type": "boolean"
},
"property_subject_to_lien_with_priority": {
"type": "boolean"
},
"had_ownership_interest_last_three_years": {
"type": "boolean"
},
"delinquent_or_in_default_on_federal_debt": {
"type": "boolean"
},
"party_to_lawsuit_with_financial_liability": {
"type": "boolean"
},
"co_signer_or_guarantor_on_undisclosed_debt": {
"type": "boolean"
},
"family_or_business_relationship_with_seller": {
"type": "boolean"
},
"applying_for_other_mortgage_on_other_property": {
"type": "boolean"
},
"pre_foreclosure_sale_or_short_sale_last_seven_years": {
"type": "boolean"
},
"conveyed_title_in_lieu_of_foreclosure_last_seven_years": {
"type": "boolean"
}
},
"additionalProperties": false
},
"other_income": {
"type": "array",
"items": {
"type": "object",
"required": [
"source",
"monthly_amount"
],
"properties": {
"source": {
"enum": [
"alimony",
"automobile_allowance",
"boarder_income",
"capital_gains",
"child_support",
"disability",
"foster_care",
"housing_or_parsonage",
"interest_and_dividends",
"mortgage_credit_certificate",
"mortgage_differential_payments",
"notes_receivable",
"public_assistance",
"retirement",
"royalty_payments",
"separate_maintenance",
"social_security",
"trust",
"unemployment_benefits",
"va_compensation",
"other"
],
"type": "string"
},
"description": {
"type": "string",
"maxLength": 200
},
"monthly_amount": {
"type": "number",
"description": "US dollars."
}
},
"additionalProperties": false
},
"maxItems": 15
},
"date_of_birth": {
"type": "string",
"format": "date",
"pattern": "^\\d{4}-\\d{2}-\\d{2}$"
},
"former_address": {
"type": "object",
"properties": {
"zip": {
"type": "string",
"pattern": "^\\d{5}(-?\\d{4})?$",
"description": "5-digit or ZIP+4."
},
"city": {
"type": "string",
"maxLength": 80
},
"unit": {
"type": "string",
"maxLength": 40
},
"state": {
"type": "string",
"pattern": "^[A-Za-z]{2}$",
"description": "Two-letter US state or territory code, e.g. CA."
},
"street": {
"type": "string",
"maxLength": 200,
"description": "Street address including house number."
},
"country": {
"type": "string",
"maxLength": 60,
"description": "Defaults to US."
},
"housing": {
"enum": [
"no_primary_housing_expense",
"own",
"rent"
],
"type": "string"
},
"monthly_rent": {
"type": "number",
"description": "Monthly rent paid, when housing is rent."
},
"years_at_address": {
"type": "number",
"maximum": 100,
"minimum": 0
},
"months_at_address": {
"type": "number",
"maximum": 11,
"minimum": 0
}
},
"description": "Required by the lender when under two years at the current address.",
"additionalProperties": false
},
"marital_status": {
"enum": [
"married",
"separated",
"unmarried"
],
"type": "string"
},
"alternate_names": {
"type": "array",
"items": {
"type": "string"
},
"maxItems": 5,
"description": "Any other name the borrower has used to receive credit."
},
"current_address": {
"type": "object",
"properties": {
"zip": {
"type": "string",
"pattern": "^\\d{5}(-?\\d{4})?$",
"description": "5-digit or ZIP+4."
},
"city": {
"type": "string",
"maxLength": 80
},
"unit": {
"type": "string",
"maxLength": 40
},
"state": {
"type": "string",
"pattern": "^[A-Za-z]{2}$",
"description": "Two-letter US state or territory code, e.g. CA."
},
"street": {
"type": "string",
"maxLength": 200,
"description": "Street address including house number."
},
"country": {
"type": "string",
"maxLength": 60,
"description": "Defaults to US."
},
"housing": {
"enum": [
"no_primary_housing_expense",
"own",
"rent"
],
"type": "string"
},
"monthly_rent": {
"type": "number",
"description": "Monthly rent paid, when housing is rent."
},
"years_at_address": {
"type": "number",
"maximum": 100,
"minimum": 0
},
"months_at_address": {
"type": "number",
"maximum": 11,
"minimum": 0
}
},
"additionalProperties": false
},
"dependents_ages": {
"type": "array",
"items": {
"type": "number"
},
"maxItems": 30
},
"mailing_address": {
"type": "object",
"properties": {
"zip": {
"type": "string",
"pattern": "^\\d{5}(-?\\d{4})?$",
"description": "5-digit or ZIP+4."
},
"city": {
"type": "string",
"maxLength": 80
},
"unit": {
"type": "string",
"maxLength": 40
},
"state": {
"type": "string",
"pattern": "^[A-Za-z]{2}$",
"description": "Two-letter US state or territory code, e.g. CA."
},
"street": {
"type": "string",
"maxLength": 200,
"description": "Street address including house number."
},
"country": {
"type": "string",
"maxLength": 60,
"description": "Defaults to US."
}
},
"description": "Only when different from the current address.",
"additionalProperties": false
},
"dependents_count": {
"type": "number",
"maximum": 30,
"minimum": 0
},
"military_service": {
"type": "object",
"properties": {
"ever_served": {
"type": "boolean"
},
"surviving_spouse": {
"type": "boolean"
},
"currently_serving_active_duty": {
"type": "boolean"
},
"projected_expiration_of_service": {
"type": "string",
"format": "date",
"pattern": "^\\d{4}-\\d{2}-\\d{2}$"
},
"non_activated_reserve_or_national_guard": {
"type": "boolean"
},
"currently_retired_discharged_or_separated": {
"type": "boolean"
}
},
"additionalProperties": false
},
"preferred_language": {
"enum": [
"english",
"spanish",
"chinese",
"korean",
"tagalog",
"vietnamese",
"other",
"no_preference"
],
"type": "string",
"description": "Paramount serves English and Spanish in-house."
},
"work_phone_extension": {
"type": "string",
"maxLength": 10
},
"credit_score_estimate": {
"type": "number",
"maximum": 900,
"minimum": 300,
"description": "Self-reported estimate. Not a substitute for a credit pull."
},
"demographic_information": {
"type": "object",
"properties": {
"sex": {
"enum": [
"female",
"male",
"do_not_wish_to_provide"
],
"type": "string"
},
"race": {
"type": "array",
"items": {
"enum": [
"american_indian_or_alaska_native",
"asian",
"black_or_african_american",
"native_hawaiian_or_other_pacific_islander",
"white",
"do_not_wish_to_provide"
],
"type": "string"
},
"maxItems": 6
},
"ethnicity": {
"type": "array",
"items": {
"enum": [
"hispanic_or_latino",
"not_hispanic_or_latino",
"do_not_wish_to_provide"
],
"type": "string"
},
"maxItems": 3
},
"race_detail": {
"type": "string",
"maxLength": 200
},
"collected_by": {
"enum": [
"face_to_face",
"telephone",
"fax_or_mail",
"email_or_internet"
],
"type": "string"
},
"ethnicity_detail": {
"type": "string",
"maxLength": 120,
"description": "Mexican, Puerto Rican, Cuban, or other origin."
},
"applicant_declined_to_provide": {
"type": "boolean"
}
},
"description": "Government monitoring data. Optional, and never used in the credit decision.",
"additionalProperties": false
}
},
"additionalProperties": false
},
"maxItems": 4,
"minItems": 1
},
"liabilities": {
"type": "object",
"properties": {
"accounts": {
"type": "array",
"items": {
"type": "object",
"required": [
"liability_type"
],
"properties": {
"owned_by": {
"type": "number",
"maximum": 3,
"minimum": 0
},
"creditor_name": {
"type": "string",
"maxLength": 150
},
"account_number": {
"type": "string",
"maxLength": 40
},
"liability_type": {
"enum": [
"revolving",
"installment",
"open_30_day",
"lease",
"other"
],
"type": "string"
},
"unpaid_balance": {
"type": "number",
"description": "US dollars."
},
"monthly_payment": {
"type": "number",
"description": "US dollars."
},
"to_be_paid_off_at_or_before_closing": {
"type": "boolean"
}
},
"additionalProperties": false
},
"maxItems": 40
},
"other_obligations": {
"type": "array",
"items": {
"type": "object",
"required": [
"obligation_type",
"monthly_payment"
],
"properties": {
"description": {
"type": "string",
"maxLength": 200
},
"monthly_payment": {
"type": "number",
"description": "US dollars."
},
"obligation_type": {
"enum": [
"alimony",
"child_support",
"separate_maintenance",
"job_related_expenses",
"other"
],
"type": "string"
},
"months_remaining": {
"type": "number",
"maximum": 600,
"minimum": 0
},
"to_be_paid_off_at_or_before_closing": {
"type": "boolean"
}
},
"additionalProperties": false
},
"maxItems": 20
}
},
"additionalProperties": false
},
"submitted_by": {
"type": "object",
"required": [
"agent_name"
],
"properties": {
"operator": {
"type": "string",
"maxLength": 120,
"description": "Company or person operating the agent."
},
"agent_name": {
"type": "string",
"maxLength": 120,
"description": "Name of the AI agent or application."
},
"reference_id": {
"type": "string",
"maxLength": 80,
"description": "Your own id for this application, echoed back in the response."
},
"contact_email": {
"type": "string",
"format": "email",
"description": "Where Paramount can reach the operator about this submission."
},
"relationship_to_borrower": {
"type": "string",
"maxLength": 200,
"description": "e.g. \"assistant acting for the borrower\"."
}
},
"description": "Identifies the agent or software sending the application.",
"additionalProperties": false
},
"acknowledgments": {
"type": "object",
"required": [
"borrower_consent_obtained"
],
"properties": {
"sms_consent": {
"type": "boolean",
"description": "Separate express written consent for text messages (TCPA / 10DLC)."
},
"consent_timestamp": {
"type": "string",
"maxLength": 40,
"description": "ISO 8601 time the borrower gave consent."
},
"borrower_consent_obtained": {
"type": "boolean",
"description": "The borrower knows this application is being submitted and agreed to it. Required."
},
"electronic_records_consent": {
"type": "boolean",
"description": "Consent to receive disclosures electronically (E-SIGN)."
},
"credit_report_authorization": {
"type": "boolean",
"description": "Authorization to obtain a credit report."
},
"borrower_agrees_to_be_contacted": {
"type": "boolean",
"description": "Consent to a phone call or email from a loan officer."
}
},
"additionalProperties": false
},
"gifts_or_grants": {
"type": "array",
"items": {
"type": "object",
"required": [
"gift_type",
"source",
"value"
],
"properties": {
"value": {
"type": "number",
"description": "US dollars."
},
"source": {
"enum": [
"community_nonprofit",
"employer",
"federal_agency",
"local_agency",
"relative",
"religious_nonprofit",
"state_agency",
"unmarried_partner",
"lender",
"other"
],
"type": "string"
},
"status": {
"enum": [
"deposited",
"not_deposited"
],
"type": "string"
},
"gift_type": {
"enum": [
"cash_gift",
"gift_of_equity",
"grant"
],
"type": "string"
}
},
"additionalProperties": false
},
"maxItems": 10,
"description": "Section 4d."
},
"loan_originator": {
"type": "object",
"properties": {
"email": {
"type": "string",
"format": "email"
},
"phone": {
"type": "string"
},
"originator_name": {
"type": "string",
"maxLength": 120
},
"organization_name": {
"type": "string",
"maxLength": 150
},
"originator_nmls_id": {
"type": "string",
"maxLength": 20
},
"organization_nmls_id": {
"type": "string",
"maxLength": 20
},
"originator_state_license_id": {
"type": "string",
"maxLength": 40
},
"organization_state_license_id": {
"type": "string",
"maxLength": 40
}
},
"description": "Section 9. Leave empty and Paramount assigns a licensed loan officer.",
"additionalProperties": false
},
"real_estate_owned": {
"type": "array",
"items": {
"type": "object",
"properties": {
"zip": {
"type": "string",
"pattern": "^\\d{5}(-?\\d{4})?$",
"description": "5-digit or ZIP+4."
},
"city": {
"type": "string",
"maxLength": 80
},
"unit": {
"type": "string",
"maxLength": 40
},
"state": {
"type": "string",
"pattern": "^[A-Za-z]{2}$",
"description": "Two-letter US state or territory code, e.g. CA."
},
"status": {
"enum": [
"sold",
"pending_sale",
"retained"
],
"type": "string"
},
"street": {
"type": "string",
"maxLength": 200,
"description": "Street address including house number."
},
"country": {
"type": "string",
"maxLength": 60,
"description": "Defaults to US."
},
"mortgage_loans": {
"type": "array",
"items": {
"type": "object",
"properties": {
"credit_limit": {
"type": "number",
"description": "US dollars."
},
"creditor_name": {
"type": "string",
"maxLength": 150
},
"account_number": {
"type": "string",
"maxLength": 40
},
"liability_type": {
"enum": [
"revolving",
"installment",
"open_30_day",
"lease",
"other"
],
"type": "string"
},
"unpaid_balance": {
"type": "number",
"description": "US dollars."
},
"monthly_payment": {
"type": "number",
"description": "US dollars."
},
"to_be_paid_off_at_or_before_closing": {
"type": "boolean"
}
},
"additionalProperties": false
},
"maxItems": 8
},
"property_value": {
"type": "number",
"description": "US dollars."
},
"intended_occupancy": {
"enum": [
"primary_residence",
"second_home",
"investment_property",
"other"
],
"type": "string"
},
"is_subject_property": {
"type": "boolean"
},
"monthly_rental_income": {
"type": "number",
"description": "US dollars."
},
"net_monthly_rental_income": {
"type": "number",
"description": "US dollars."
},
"monthly_insurance_taxes_and_dues": {
"type": "number",
"description": "Only when not included in the mortgage payment."
}
},
"additionalProperties": false
},
"maxItems": 20,
"description": "Section 3. Every property the borrower owns, including the one being refinanced."
},
"other_new_mortgage_loans": {
"type": "array",
"items": {
"type": "object",
"properties": {
"lien_type": {
"type": "string",
"maxLength": 60
},
"loan_amount": {
"type": "number",
"description": "US dollars."
},
"credit_limit": {
"type": "number",
"description": "US dollars."
},
"creditor_name": {
"type": "string",
"maxLength": 150
},
"monthly_payment": {
"type": "number",
"description": "US dollars."
}
},
"additionalProperties": false
},
"maxItems": 10,
"description": "Section 4b. Other new mortgage loans on the subject property."
}
},
"description": "Request body for POST https://paramountls.com/api/v1/loan-applications. Modeled on Fannie Mae Form 1003 (Freddie Mac Form 65), the standard US residential loan application. Paramount Loan Services is a licensed California mortgage broker, NMLS #236355.",
"additionalProperties": false
}