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QueryLines

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com.querylines/mcpv0.3.0 Domain verified

Surplus lines market data, per query. U.S. E&S: premium, financials, litigation, catastrophe.

Finance & Payments Legal & Government

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https://api.querylines.com/mcp

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check_eligibility

Look up NAIC IID (Quarterly Listing of Alien Insurers) surplus-lines eligibility -- nationwide under NRRA -- for an insurer by name or alien ID, or list the current roster with recent additions/removals. $0.10 per query. Mirrors GET /v1/eligibility.

limitinteger

statestring

insurerstring

entity_typestring

changes_sincestring

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QueryLines MCP server | mcptry

Tools (40)

check_eligibility

Argument	Type	Description
limit	integer
state	string
insurer	string
entity_type	string
changes_since	string

Input schema (JSON)

{
  "type": "object",
  "$schema": "http://json-schema.org/draft-07/schema#",
  "properties": {
    "limit": {
      "type": "integer",
      "default": 100,
      "maximum": 500,
      "minimum": 1
    },
    "state": {
      "type": "string",
      "pattern": "^[A-Za-z]{2}$"
    },
    "insurer": {
      "type": "string",
      "minLength": 1
    },
    "entity_type": {
      "enum": [
        "alien_company",
        "lloyds_syndicate"
      ],
      "type": "string"
    },
    "changes_since": {
      "type": "string",
      "pattern": "^\\d{4}-(0[1-9]|1[0-2])$"
    }
  }
}

compare_carrier_states

One carrier's footprint across states for a line and year: per-state rank/dpw/market_share/YoY, plus the countrywide reference row. $0.50 per query -- the cross-state differentiator, mirrors compare_states. Mirrors GET /v1/carriers/footprint.

Argument	Type	Description
code*	string
line	string
year	integer
states	array

Input schema (JSON)

{
  "type": "object",
  "$schema": "http://json-schema.org/draft-07/schema#",
  "required": [
    "code"
  ],
  "properties": {
    "code": {
      "type": "string",
      "minLength": 1
    },
    "line": {
      "type": "string",
      "default": "total_all_lines",
      "minLength": 1
    },
    "year": {
      "type": "integer",
      "maximum": 2100,
      "minimum": 1900
    },
    "states": {
      "type": "array",
      "items": {
        "type": "string",
        "minLength": 1
      }
    }
  }
}

compare_states

Compare premium/policy count series across multiple states side-by-side. $0.50 per query. Mirrors GET /v1/compare.

Argument	Type	Description
to	string
from	string
line	string
states*	array
granularity	string

Input schema (JSON)

{
  "type": "object",
  "$schema": "http://json-schema.org/draft-07/schema#",
  "required": [
    "states"
  ],
  "properties": {
    "to": {
      "type": "string",
      "pattern": "^\\d{4}-(0[1-9]|1[0-2])$"
    },
    "from": {
      "type": "string",
      "pattern": "^\\d{4}-(0[1-9]|1[0-2])$"
    },
    "line": {
      "type": "string",
      "default": "all",
      "minLength": 1
    },
    "states": {
      "type": "array",
      "items": {
        "type": "string",
        "minLength": 1
      },
      "minItems": 1
    },
    "granularity": {
      "enum": [
        "month",
        "quarter",
        "half",
        "year"
      ],
      "type": "string",
      "default": "month"
    }
  }
}

get_carrier_financials

A carrier's statutory-statement financial dossier: identity (domicile, FEIN, parent, incorporation date) plus its full loaded fiscal-year series (assets, surplus, premium, IRIS distress ratios), from each carrier's NAIC annual-statement filing. Requires `insurer` or `naic`; add `year` to narrow to one fiscal year. $0.10 per query. Free discovery: /v1/financials/sample.

Argument	Type	Description
naic	string
year	integer
insurer	string

Input schema (JSON)

{
  "type": "object",
  "$schema": "http://json-schema.org/draft-07/schema#",
  "properties": {
    "naic": {
      "type": "string",
      "minLength": 1
    },
    "year": {
      "type": "integer",
      "maximum": 2100,
      "minimum": 1900
    },
    "insurer": {
      "type": "string",
      "minLength": 1
    }
  }
}

get_carrier_profile

One carrier's multi-year trajectory (rank, dpw, market_share, YoY) for a single line and scope (a jurisdiction or countrywide), plus group member companies for group codes. DELIBERATE single-scope limit: use compare_carrier_states for a cross-state comparison. $0.10 per query. Mirrors GET /v1/carriers/profile.

Argument	Type	Description
code*	string
line	string
state	string

Input schema (JSON)

{
  "type": "object",
  "$schema": "http://json-schema.org/draft-07/schema#",
  "required": [
    "code"
  ],
  "properties": {
    "code": {
      "type": "string",
      "minLength": 1
    },
    "line": {
      "type": "string",
      "default": "total_all_lines",
      "minLength": 1
    },
    "state": {
      "enum": [
        "AL",
        "AK",
        "AZ",
        "AR",
        "CA",
        "CO",
        "CT",
        "DE",
        "DC",
        "FL",
        "GA",
        "HI",
        "ID",
        "IL",
        "IN",
        "IA",
        "KS",
        "KY",
        "LA",
        "ME",
        "MD",
        "MA",
        "MI",
        "MN",
        "MS",
        "MO",
        "MT",
        "NE",
        "NV",
        "NH",
        "NJ",
        "NM",
        "NY",
        "NC",
        "ND",
        "OH",
        "OK",
        "OR",
        "PA",
        "RI",
        "SC",
        "SD",
        "TN",
        "TX",
        "UT",
        "VT",
        "VA",
        "WA",
        "WV",
        "WI",
        "WY",
        "AS",
        "GU",
        "MP",
        "PR",
        "VI",
        "CAN",
        "AOA"
      ],
      "type": "string"
    }
  }
}

get_carrier_solvency

Is a carrier in trouble? Look up a company's receivership/liquidation record plus its enforcement actions (fines, license suspensions/revocations) across the covered states in one dossier, or list receivership estates by status. Add `state` to narrow. $0.10 per query. Mirrors GET /v1/solvency. Free discovery: /v1/solvency/sample.

Argument	Type	Description
limit	integer
state	string
status	string
insurer	string

Input schema (JSON)

{
  "type": "object",
  "$schema": "http://json-schema.org/draft-07/schema#",
  "properties": {
    "limit": {
      "type": "integer",
      "default": 100,
      "maximum": 500,
      "minimum": 1
    },
    "state": {
      "type": "string",
      "pattern": "^[A-Za-z]{2}$"
    },
    "status": {
      "enum": [
        "rehabilitation",
        "liquidation",
        "conservation",
        "closed"
      ],
      "type": "string"
    },
    "insurer": {
      "type": "string",
      "minLength": 1
    }
  }
}

get_carriers_sample

Free sample of the carrier market-share dataset (NAIC Market Share Report, P/C): Florida's top 5 carriers for total-all-lines, latest data year, with the STATE TOTAL/all_other rows and CR4/CR10 concentration. Free.

No arguments.

Input schema (JSON)

{
  "type": "object",
  "$schema": "http://json-schema.org/draft-07/schema#",
  "properties": {}
}

get_cat_counties

Per-county FEMA disaster-declaration detail for one hurricane event (declaration type/date, incident window, IA/PA/IH/HM program flags). Filter by `state`. $0.10 per query. Mirrors GET /v1/cat/counties. Free discovery: /v1/cat/events, /v1/cat/sample.

Argument	Type	Description
event*	string
state	string

Input schema (JSON)

{
  "type": "object",
  "$schema": "http://json-schema.org/draft-07/schema#",
  "required": [
    "event"
  ],
  "properties": {
    "event": {
      "type": "string",
      "minLength": 1
    },
    "state": {
      "type": "string",
      "pattern": "^[A-Za-z]{2}$"
    }
  }
}

get_cat_exposure

Hurricane exposure: the latest annual county-level surplus-lines premium for a state, annotated by which counties were federally declared for a given storm, with the declared-zone premium and its share of the statewide total. A current-book snapshot, NOT a pre-vs-post change. `state` defaults FL. $0.50 per query. Mirrors GET /v1/cat/exposure.

Argument	Type	Description
event*	string
state	string

Input schema (JSON)

{
  "type": "object",
  "$schema": "http://json-schema.org/draft-07/schema#",
  "required": [
    "event"
  ],
  "properties": {
    "event": {
      "type": "string",
      "minLength": 1
    },
    "state": {
      "type": "string",
      "default": "FL",
      "pattern": "^[A-Za-z]{2}$"
    }
  }
}

get_cat_impact

Hurricane premium impact: the change in county-level surplus-lines premium in a storm's federally-declared counties, the last full year BEFORE landfall vs the first full year AFTER, with the rest of the state as a control. The E&S-grows-after-a-storm signal, quantified. `state` defaults FL. $0.50 per query. Mirrors GET /v1/cat/impact.

Argument	Type	Description
event*	string
state	string

Input schema (JSON)

{
  "type": "object",
  "$schema": "http://json-schema.org/draft-07/schema#",
  "required": [
    "event"
  ],
  "properties": {
    "event": {
      "type": "string",
      "minLength": 1
    },
    "state": {
      "type": "string",
      "default": "FL",
      "pattern": "^[A-Za-z]{2}$"
    }
  }
}

get_cat_sample

Free sample of the hurricane/catastrophe dataset: recent events plus the latest FL-affecting hurricane's Florida exposure headline (declared counties and their share of statewide surplus-lines premium). Free.

No arguments.

Input schema (JSON)

{
  "type": "object",
  "$schema": "http://json-schema.org/draft-07/schema#",
  "properties": {}
}

get_citizens_depopulation

Citizens Property Insurance Corporation (Florida) depopulation (takeout) activity: annual totals by policy type, or company-level detail for years with published detail (2017, 2018, 2021+). $0.10 per query. Mirrors GET /v1/citizens/depopulation.

Argument	Type	Description
to	integer
from	integer
year	integer
detail	boolean
company	string

Input schema (JSON)

{
  "type": "object",
  "$schema": "http://json-schema.org/draft-07/schema#",
  "properties": {
    "to": {
      "type": "integer",
      "maximum": 2100,
      "minimum": 1900
    },
    "from": {
      "type": "integer",
      "maximum": 2100,
      "minimum": 1900
    },
    "year": {
      "type": "integer",
      "maximum": 2100,
      "minimum": 1900
    },
    "detail": {
      "type": "boolean",
      "default": false
    },
    "company": {
      "type": "string",
      "minLength": 1
    }
  }
}

get_citizens_pif

Citizens Property Insurance Corporation (Florida) monthly policies-in-force by product line, optionally broken out by coverage (wind/ex_wind), region (tri_county/remainder), or filtered to a single county. $0.10 per query. Mirrors GET /v1/citizens/pif.

Argument	Type	Description
to	string
from	string
split	string
county	string
granularity	string
product_line	string

Input schema (JSON)

{
  "type": "object",
  "$schema": "http://json-schema.org/draft-07/schema#",
  "properties": {
    "to": {
      "type": "string",
      "pattern": "^\\d{4}-(0[1-9]|1[0-2])$"
    },
    "from": {
      "type": "string",
      "pattern": "^\\d{4}-(0[1-9]|1[0-2])$"
    },
    "split": {
      "enum": [
        "coverage",
        "region"
      ],
      "type": "string"
    },
    "county": {
      "type": "string",
      "minLength": 1
    },
    "granularity": {
      "enum": [
        "month"
      ],
      "type": "string",
      "default": "month"
    },
    "product_line": {
      "type": "string",
      "default": "all",
      "minLength": 1
    }
  }
}

get_citizens_sample

Free sample of the Citizens Property Insurance Corporation (Florida) dataset: statewide all-lines policies-in-force, latest 13 months, plus the latest year's depopulation (takeout) totals. Free.

No arguments.

Input schema (JSON)

{
  "type": "object",
  "$schema": "http://json-schema.org/draft-07/schema#",
  "properties": {}
}

get_coverage

Report which states, date ranges, and granularities (month/quarter/half/year) have data available. Free.

No arguments.

Input schema (JSON)

{
  "type": "object",
  "properties": {}
}

get_eligibility_sample

Free sample of the NAIC IID (Quarterly Listing of Alien Insurers) eligibility roster: a few alien companies and Lloyd's syndicates, plus the latest edition's additions/removals. Free.

No arguments.

Input schema (JSON)

{
  "type": "object",
  "$schema": "http://json-schema.org/draft-07/schema#",
  "properties": {}
}

get_financials_distress

The IRIS distress screen: carriers whose NAIC annual-statement filing reports a published, NON-ZERO count of IRIS ratios outside the usual range for a fiscal year (NULL/unpublished years are excluded, never read as zero). Filter by `year`; a carrier can appear more than once across years. $0.10 per query. Free discovery: /v1/financials/sample.

Argument	Type	Description
year	integer
limit	integer

Input schema (JSON)

{
  "type": "object",
  "$schema": "http://json-schema.org/draft-07/schema#",
  "properties": {
    "year": {
      "type": "integer",
      "maximum": 2100,
      "minimum": 1900
    },
    "limit": {
      "type": "integer",
      "default": 100,
      "maximum": 500,
      "minimum": 1
    }
  }
}

get_financials_reinsurers

A carrier's reinsurer panel from its NAIC annual-statement filing (the 'Reinsurers (Top 5)' schedule): reinsurer name, class, authorization status, gross recovery, and amounts over 120 days overdue. Requires `insurer` or `naic`. $0.10 per query. Free discovery: /v1/financials/sample.

Argument	Type	Description
naic	string
insurer	string

Input schema (JSON)

{
  "type": "object",
  "$schema": "http://json-schema.org/draft-07/schema#",
  "properties": {
    "naic": {
      "type": "string",
      "minLength": 1
    },
    "insurer": {
      "type": "string",
      "minLength": 1
    }
  }
}

get_financials_sample

Free sample of the insurer financial-cards dataset: a handful of carriers' latest-fiscal-year headline figures (assets, surplus, gross premium, combined/losses-incurred ratios, IRIS distress count) plus a distress-screen headline. Free -- the discovery bait for /v1/financials, /v1/financials/reinsurers, and /v1/financials/distress.

No arguments.

Input schema (JSON)

{
  "type": "object",
  "$schema": "http://json-schema.org/draft-07/schema#",
  "properties": {}
}

get_hazard

County natural-hazard risk scores for a state and peril (FEMA National Risk Index): Expected Annual Loss ($), EAL/Risk scores (0-100) and ratings, ranked by loss. `peril` is composite (default) or one of 18 hazards (wildfire, coastal_flood, hurricane, earthquake, ...). $0.10 per query. Free discovery: /v1/hazard/sample.

Argument	Type	Description
limit	integer
peril	string
state*	string

Input schema (JSON)

{
  "type": "object",
  "$schema": "http://json-schema.org/draft-07/schema#",
  "required": [
    "state"
  ],
  "properties": {
    "limit": {
      "type": "integer",
      "default": 100,
      "maximum": 500,
      "minimum": 1
    },
    "peril": {
      "enum": [
        "composite",
        "avalanche",
        "coastal_flood",
        "cold_wave",
        "drought",
        "earthquake",
        "hail",
        "heat_wave",
        "hurricane",
        "ice_storm",
        "riverine_flood",
        "landslide",
        "lightning",
        "strong_wind",
        "tornado",
        "tsunami",
        "volcanic_activity",
        "wildfire",
        "winter_weather"
      ],
      "type": "string",
      "default": "composite"
    },
    "state": {
      "type": "string",
      "pattern": "^[A-Za-z]{2}$"
    }
  }
}

get_hazard_premium

Premium overlay: a state's latest annual county-level surplus-lines premium alongside each county's FEMA hazard Expected Annual Loss for a peril, ranked by loss -- which counties carry the risk, and the E&S premium riding on it. `state` defaults FL (the only state with county premium today). $0.50 per query.

Argument	Type	Description
limit	integer
peril	string
state	string

Input schema (JSON)

{
  "type": "object",
  "$schema": "http://json-schema.org/draft-07/schema#",
  "properties": {
    "limit": {
      "type": "integer",
      "default": 100,
      "maximum": 500,
      "minimum": 1
    },
    "peril": {
      "enum": [
        "composite",
        "avalanche",
        "coastal_flood",
        "cold_wave",
        "drought",
        "earthquake",
        "hail",
        "heat_wave",
        "hurricane",
        "ice_storm",
        "riverine_flood",
        "landslide",
        "lightning",
        "strong_wind",
        "tornado",
        "tsunami",
        "volcanic_activity",
        "wildfire",
        "winter_weather"
      ],
      "type": "string",
      "default": "composite"
    },
    "state": {
      "type": "string",
      "default": "FL",
      "pattern": "^[A-Za-z]{2}$"
    }
  }
}

get_hazard_sample

Free sample of the natural-hazard risk dataset (FEMA National Risk Index): Florida's highest-risk counties (composite) plus the surplus-lines premium-overlay headline, and the perils/states available. Free.

No arguments.

Input schema (JSON)

{
  "type": "object",
  "$schema": "http://json-schema.org/draft-07/schema#",
  "properties": {}
}

get_litigation_metrics

Florida homeowners property-insurance litigation metrics by year: Florida's share of the nation's homeowners' claims and lawsuits opened (the admitted-market litigation leading indicator that pushes risk into E&S), plus defense cost & containment expense figures. Optional `from`/`to` year window. $0.10 per query. Free discovery: /v1/litigation/sample.

Argument	Type	Description
to	integer
from	integer

Input schema (JSON)

{
  "type": "object",
  "$schema": "http://json-schema.org/draft-07/schema#",
  "properties": {
    "to": {
      "type": "integer",
      "maximum": 2100,
      "minimum": 1900
    },
    "from": {
      "type": "integer",
      "maximum": 2100,
      "minimum": 1900
    }
  }
}

get_litigation_sample

Free sample of the Florida property-insurance litigation dataset: the headline ratio (Florida's share of the nation's homeowners' claims vs. lawsuits) and the latest three years. Free -- the discovery bait for /v1/litigation.

No arguments.

Input schema (JSON)

{
  "type": "object",
  "$schema": "http://json-schema.org/draft-07/schema#",
  "properties": {}
}

get_premium

Time series of E&S/surplus lines premium and policy counts for a state, optionally by coverage line, date range, and granularity. $0.10 per query. Mirrors GET /v1/premium.

Argument	Type	Description
to	string
from	string
line	string
state*	string
county	string
granularity	string

Input schema (JSON)

{
  "type": "object",
  "$schema": "http://json-schema.org/draft-07/schema#",
  "required": [
    "state"
  ],
  "properties": {
    "to": {
      "type": "string",
      "pattern": "^\\d{4}-(0[1-9]|1[0-2])$"
    },
    "from": {
      "type": "string",
      "pattern": "^\\d{4}-(0[1-9]|1[0-2])$"
    },
    "line": {
      "type": "string",
      "default": "all",
      "minLength": 1
    },
    "state": {
      "type": "string",
      "minLength": 1
    },
    "county": {
      "type": "string",
      "minLength": 1
    },
    "granularity": {
      "enum": [
        "month",
        "quarter",
        "half",
        "year"
      ],
      "type": "string",
      "default": "month"
    }
  }
}

get_premium_sample

Free sample of the premium data: statewide all-lines premium and policy-count series for a state, latest 13 periods, at whatever granularity that state publishes (month for FL/TX/CA, half for IL, year for NY/WA). Annual states whose history runs longer than the sample window also return a `history` object with first-to-latest premium and growth multiple across the full series. Line/county/insurer detail, full history, and cross-state comparison are paid tools.

Argument	Type	Description
state	string

Input schema (JSON)

{
  "type": "object",
  "$schema": "http://json-schema.org/draft-07/schema#",
  "properties": {
    "state": {
      "type": "string",
      "default": "FL",
      "minLength": 1
    }
  }
}

get_rate_activity

The rate-activity index: admitted-market SERFF rate filings aggregated by state x coverage line x period (month/quarter/year) -- filing_count, avg_rate_change_pct, share_increasing/share_decreasing, max_increase. Compare states with `states=TX,MS`. Admitted-market rate activity is a leading indicator of surplus-lines (E&S) growth; this is the differentiator endpoint. $0.10 per query. Free discovery: /v1/rates/sample.

Argument	Type	Description
to	string
from	string
line	string
states	array
granularity	string

Input schema (JSON)

{
  "type": "object",
  "$schema": "http://json-schema.org/draft-07/schema#",
  "properties": {
    "to": {
      "type": "string",
      "pattern": "^\\d{4}-(0[1-9]|1[0-2])$"
    },
    "from": {
      "type": "string",
      "pattern": "^\\d{4}-(0[1-9]|1[0-2])$"
    },
    "line": {
      "type": "string",
      "minLength": 1
    },
    "states": {
      "type": "array",
      "items": {
        "type": "string",
        "minLength": 1
      }
    },
    "granularity": {
      "enum": [
        "month",
        "quarter",
        "year"
      ],
      "type": "string",
      "default": "quarter"
    }
  }
}

get_rate_filings

Browse or filter admitted-market SERFF rate filings (Texas TDI open data, Mississippi MID bulletins, California CDI rate-filing approvals, and Washington OIC annual reports): filter by `state` (CA|MS|TX|WA), `line` (coverage category or TOI name substring), `insurer` (name substring), `min_change` (rate_change_pct >= this), or `from`/`to` (received_date, YYYY-MM). Admitted-market rate activity is a leading indicator of surplus-lines (E&S) growth. $0.10 per query. Mirrors GET /v1/rates. Free discovery: /v1/rates/sample.

Argument	Type	Description
to	string
from	string
line	string
limit	integer
state	string
insurer	string
min_change	number

Input schema (JSON)

{
  "type": "object",
  "$schema": "http://json-schema.org/draft-07/schema#",
  "properties": {
    "to": {
      "type": "string",
      "pattern": "^\\d{4}-(0[1-9]|1[0-2])$"
    },
    "from": {
      "type": "string",
      "pattern": "^\\d{4}-(0[1-9]|1[0-2])$"
    },
    "line": {
      "type": "string",
      "minLength": 1
    },
    "limit": {
      "type": "integer",
      "default": 100,
      "maximum": 500,
      "minimum": 1
    },
    "state": {
      "type": "string",
      "pattern": "^[A-Za-z]{2}$"
    },
    "insurer": {
      "type": "string",
      "minLength": 1
    },
    "min_change": {
      "type": "number"
    }
  }
}

get_rate_filings_sample

Free sample of the SERFF admitted-market rate-filings dataset: per-state (CA, MS, TX, WA) filing counts and date range, plus a few of the largest recent rate increases. Admitted-market rate activity is a leading indicator of surplus-lines (E&S) growth. Free -- the discovery bait for /v1/rates and /v1/rates/activity.

No arguments.

Input schema (JSON)

{
  "type": "object",
  "$schema": "http://json-schema.org/draft-07/schema#",
  "properties": {}
}

get_rates_vs_premium

The leading-indicator join: E&S/surplus-lines premium (plus YoY growth) aligned period-by-period against admitted-market SERFF rate-filing activity (filing_count, avg_rate_change_pct, share_increasing, max_increase) on the shared coverage category. `lag` shifts the rate series back N periods so you can test the leading-indicator relationship yourself (lag=1, granularity=year pairs premium with the prior year's rate activity). TX only (the state with both a rich rate history and E&S premium by line); category join is annual, line=all is also monthly/quarterly. Two aligned data families, not a prediction. $0.50 per query. Free discovery: /v1/rates/sample, /v1/premium/sample.

Argument	Type	Description
to	string
lag	integer
from	string
line	string
state	string
granularity	string

Input schema (JSON)

{
  "type": "object",
  "$schema": "http://json-schema.org/draft-07/schema#",
  "properties": {
    "to": {
      "type": "string",
      "pattern": "^\\d{4}-(0[1-9]|1[0-2])$"
    },
    "lag": {
      "type": "integer",
      "default": 0,
      "maximum": 8,
      "minimum": -8
    },
    "from": {
      "type": "string",
      "pattern": "^\\d{4}-(0[1-9]|1[0-2])$"
    },
    "line": {
      "type": "string",
      "default": "all",
      "minLength": 1
    },
    "state": {
      "type": "string",
      "default": "TX",
      "minLength": 1
    },
    "granularity": {
      "enum": [
        "month",
        "quarter",
        "year"
      ],
      "type": "string",
      "default": "year"
    }
  }
}

get_solvency_sample

Free sample of the multi-state carrier-distress dataset: headline counts plus a few recent liquidations and recent enforcement fines. Free -- the discovery bait for /v1/solvency and /v1/enforcement.

No arguments.

Input schema (JSON)

{
  "type": "object",
  "$schema": "http://json-schema.org/draft-07/schema#",
  "properties": {}
}

get_summary

Year-over-year premium and policy count summary for a state and year. $0.10 per query. Mirrors GET /v1/premium/summary.

Argument	Type	Description
year*	integer
state*	string

Input schema (JSON)

{
  "type": "object",
  "$schema": "http://json-schema.org/draft-07/schema#",
  "required": [
    "state",
    "year"
  ],
  "properties": {
    "year": {
      "type": "integer",
      "maximum": 2100,
      "minimum": 1900
    },
    "state": {
      "type": "string",
      "minLength": 1
    }
  }
}

get_syndicate

How is a Lloyd's of London syndicate performing? Look up a syndicate's capacity and Lloyd's estimated result forecast (worst/best case % on capacity, by year of account) plus its US surplus-lines eligibility, or browse syndicates by managing agent. $0.10 per query. Mirrors GET /v1/syndicates. Free discovery: /v1/syndicates/sample.

Argument	Type	Description
limit	integer
syndicate	string
managing_agent	string

Input schema (JSON)

{
  "type": "object",
  "$schema": "http://json-schema.org/draft-07/schema#",
  "properties": {
    "limit": {
      "type": "integer",
      "default": 200,
      "maximum": 500,
      "minimum": 1
    },
    "syndicate": {
      "type": "string",
      "minLength": 1
    },
    "managing_agent": {
      "type": "string",
      "minLength": 1
    }
  }
}

get_syndicate_sample

Free sample of the Lloyd's of London syndicate-results dataset: how many syndicates are covered, the forecast year-of-account range, and a few example syndicate dossiers (capacity + estimated result forecast). Free -- the discovery bait for /v1/syndicates.

No arguments.

Input schema (JSON)

{
  "type": "object",
  "$schema": "http://json-schema.org/draft-07/schema#",
  "properties": {}
}

get_top_carriers

Top carriers (NAIC group codes and standalone companies, ranked together per the report's own methodology) by direct premiums written for a jurisdiction (or countrywide) and line of business, with year-over-year change and CR4/CR10 concentration. `line` accepts a category to fan out into multiple line blocks. $0.10 per query. Mirrors GET /v1/carriers.

Argument	Type	Description
line	string
year	integer
limit	integer
scope	string
state	string

Input schema (JSON)

{
  "type": "object",
  "$schema": "http://json-schema.org/draft-07/schema#",
  "properties": {
    "line": {
      "type": "string",
      "default": "total_all_lines",
      "minLength": 1
    },
    "year": {
      "type": "integer",
      "maximum": 2100,
      "minimum": 1900
    },
    "limit": {
      "type": "integer",
      "default": 10,
      "maximum": 125,
      "minimum": 1
    },
    "scope": {
      "enum": [
        "us",
        "us_alien"
      ],
      "type": "string",
      "default": "us"
    },
    "state": {
      "enum": [
        "AL",
        "AK",
        "AZ",
        "AR",
        "CA",
        "CO",
        "CT",
        "DE",
        "DC",
        "FL",
        "GA",
        "HI",
        "ID",
        "IL",
        "IN",
        "IA",
        "KS",
        "KY",
        "LA",
        "ME",
        "MD",
        "MA",
        "MI",
        "MN",
        "MS",
        "MO",
        "MT",
        "NE",
        "NV",
        "NH",
        "NJ",
        "NM",
        "NY",
        "NC",
        "ND",
        "OH",
        "OK",
        "OR",
        "PA",
        "RI",
        "SC",
        "SD",
        "TN",
        "TX",
        "UT",
        "VT",
        "VA",
        "WA",
        "WV",
        "WI",
        "WY",
        "AS",
        "GU",
        "MP",
        "PR",
        "VI",
        "CAN",
        "AOA"
      ],
      "type": "string"
    }
  }
}

get_top_insurers

Top insurers by E&S/surplus lines premium for a state and period (month, half-year, or year), each with the carrier's latest-year combined and losses-incurred ratio joined by NAIC code (premium AND loss ratios in one call). $0.10 per query. Mirrors GET /v1/insurers.

Argument	Type	Description
state*	string
period*	string

Input schema (JSON)

{
  "type": "object",
  "$schema": "http://json-schema.org/draft-07/schema#",
  "required": [
    "state",
    "period"
  ],
  "properties": {
    "state": {
      "type": "string",
      "minLength": 1
    },
    "period": {
      "type": "string",
      "pattern": "^\\d{4}(-(0[1-9]|1[0-2])|-H[12])?$"
    }
  }
}

list_carrier_lines

List the NAIC annual-statement line-of-business taxonomy (line_no, line_code, name, category, from_year, comparability_note) used by the carriers (NAIC Market Share Report) dataset, plus which data years are loaded. Free.

No arguments.

Input schema (JSON)

{
  "type": "object",
  "$schema": "http://json-schema.org/draft-07/schema#",
  "properties": {}
}

list_cat_events

List U.S. hurricane catastrophe events (FEMA disaster declarations grouped into named storms, with NOAA landfall category/wind), most recent first. Filter by `state` (2-letter code), `year`, or `peril`. Free -- the discovery bait for /v1/cat/counties and /v1/cat/exposure.

Argument	Type	Description
year	integer
limit	integer
peril	string
state	string

Input schema (JSON)

{
  "type": "object",
  "$schema": "http://json-schema.org/draft-07/schema#",
  "properties": {
    "year": {
      "type": "integer",
      "maximum": 2100,
      "minimum": 1900
    },
    "limit": {
      "type": "integer",
      "default": 200,
      "maximum": 500,
      "minimum": 1
    },
    "peril": {
      "type": "string",
      "minLength": 1
    },
    "state": {
      "type": "string",
      "pattern": "^[A-Za-z]{2}$"
    }
  }
}

list_enforcement_actions

The multi-state insurer enforcement ledger: fines and license suspensions/revocations/denials from state regulators (FL OIR, Texas TDI, New York DFS, California CDI, Washington OIC), plus Florida's examinations and investigations roster. Filter by `insurer`, `state`, `action_type`, or `year`. $0.10 per query. Mirrors GET /v1/enforcement. Free discovery: /v1/solvency/sample.

Argument	Type	Description
year	integer
limit	integer
state	string
insurer	string
action_type	string

Input schema (JSON)

{
  "type": "object",
  "$schema": "http://json-schema.org/draft-07/schema#",
  "properties": {
    "year": {
      "type": "integer",
      "maximum": 2100,
      "minimum": 1900
    },
    "limit": {
      "type": "integer",
      "default": 100,
      "maximum": 500,
      "minimum": 1
    },
    "state": {
      "type": "string",
      "pattern": "^[A-Za-z]{2}$"
    },
    "insurer": {
      "type": "string",
      "minLength": 1
    },
    "action_type": {
      "enum": [
        "fine",
        "suspension",
        "revocation",
        "denial",
        "examination",
        "investigation"
      ],
      "type": "string"
    }
  }
}

list_lines

List the coverage line taxonomy (source codes, names, normalized categories) available for a state. Free.

Argument	Type	Description
state*	string

Input schema (JSON)

{
  "type": "object",
  "$schema": "http://json-schema.org/draft-07/schema#",
  "required": [
    "state"
  ],
  "properties": {
    "state": {
      "type": "string",
      "minLength": 1
    }
  }
}