Cross-border payment lookups: USDT/USDC rates, off-ramp plans, network fees, IBAN checks, holidays
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Validate an IBAN's country code, length, format and check digits for any of the 89 IBAN countries, and name the bank behind its bank code (name, BIC, head office) where the directory has it. A valid IBAN doesn't prove the account exists or belongs to the payee; confirm the account holder's name before paying.
The IBAN, with or without spaces
Pick your client. Values in capitals, like YOUR_TOKEN, are yours to fill in.
Run in a terminal
claude mcp add --transport http align https://alignlabs.dev/api/mcp
Validate an IBAN's country code, length, format and check digits for any of the 89 IBAN countries, and name the bank behind its bank code (name, BIC, head office) where the directory has it. A valid IBAN doesn't prove the account exists or belongs to the payee; confirm the account holder's name before paying.
| Argument | Type | Description |
|---|---|---|
| iban* | string | The IBAN, with or without spaces |
{
"type": "object",
"required": [
"iban"
],
"properties": {
"iban": {
"type": "string",
"description": "The IBAN, with or without spaces"
}
},
"additionalProperties": false
}Issuers of e-money tokens (EU-authorized stablecoins such as EURC and USDC) on ESMA's interim MiCA register: legal and commercial name, home member state, supervisor, type of institution and white papers. Optionally filter by name.
| Argument | Type | Description |
|---|---|---|
| query | string | Part of an issuer's legal or commercial name, e.g. Circle |
{
"type": "object",
"properties": {
"query": {
"type": "string",
"description": "Part of an issuer's legal or commercial name, e.g. Circle"
}
},
"additionalProperties": false
}Weekday closures in 2027 for US rails (Fedwire and FedACH, Federal Reserve holidays), euro rails (TARGET/T2 closing days) and UK rails (CHAPS and Bacs, England and Wales bank holidays), with what keeps running and the official sources.
| Argument | Type | Description |
|---|---|---|
| region | string | Only this calendar |
{
"type": "object",
"properties": {
"region": {
"enum": [
"us",
"euro",
"uk"
],
"type": "string",
"description": "Only this calendar"
}
},
"additionalProperties": false
}Plan turning USDT or USDC into USD, EUR, GBP or AED in a company bank account: the indicative market value of the amount, the network fee to move the tokens now, each payout rail for that currency with the date the money should arrive if sent now (weekends and holidays included), the rules to check in that currency, and a checklist before the first withdrawal. Indicative information, not a quote or an offer.
| Argument | Type | Description |
|---|---|---|
| token* | string | |
| amount | number | Amount of the token to convert (optional) |
| network | string | Network the tokens are on, e.g. tron, ethereum, solana, base (optional) |
| currency* | string | Currency the bank account receives |
| sendDate | string | Day the conversion is made, YYYY-MM-DD between 2026-11-01 and 2027-12-31 (default today, UTC) |
| beforeCutoff | boolean | Whether the payout leaves before the bank's cut-off that day (default true) |
{
"type": "object",
"required": [
"token",
"currency"
],
"properties": {
"token": {
"enum": [
"USDT",
"USDC"
],
"type": "string"
},
"amount": {
"type": "number",
"description": "Amount of the token to convert (optional)"
},
"network": {
"type": "string",
"description": "Network the tokens are on, e.g. tron, ethereum, solana, base (optional)"
},
"currency": {
"enum": [
"USD",
"EUR",
"GBP",
"AED"
],
"type": "string",
"description": "Currency the bank account receives"
},
"sendDate": {
"type": "string",
"description": "Day the conversion is made, YYYY-MM-DD between 2026-11-01 and 2027-12-31 (default today, UTC)"
},
"beforeCutoff": {
"type": "boolean",
"description": "Whether the payout leaves before the bank's cut-off that day (default true)"
}
},
"additionalProperties": false
}Find Align's sourced guides on cross-border business payments: SWIFT, SEPA, ACH, Fedwire and UK rails, business accounts for non-resident companies, stablecoins (USDT, USDC, EURC), and rules such as MiCA, the GENIUS Act, the Travel Rule and DAC8. Returns each guide's answer in two sentences and a markdown version to read in full.
| Argument | Type | Description |
|---|---|---|
| limit | number | How many guides to return, 1 to 10 (default 5) |
| query* | string | What you want to know, e.g. 'how long does a SEPA transfer take' |
{
"type": "object",
"required": [
"query"
],
"properties": {
"limit": {
"type": "number",
"description": "How many guides to return, 1 to 10 (default 5)"
},
"query": {
"type": "string",
"description": "What you want to know, e.g. 'how long does a SEPA transfer take'"
}
},
"additionalProperties": false
}What one USDT or USDC transfer costs in network fees right now, in USD and the network's own token, on Tron, Ethereum, Solana, Base, Arbitrum, Polygon, Optimism, Avalanche and Aptos, with typical time to finality. Refreshed every 10 minutes. Network fees only, not any provider's pricing.
| Argument | Type | Description |
|---|---|---|
| token | string | Only this token |
| network | string | Only this network, e.g. tron, ethereum, solana, base |
{
"type": "object",
"properties": {
"token": {
"enum": [
"USDT",
"USDC"
],
"type": "string",
"description": "Only this token"
},
"network": {
"type": "string",
"description": "Only this network, e.g. tron, ethereum, solana, base"
}
},
"additionalProperties": false
}Today's indicative market rate for USDT or USDC in USD, EUR, GBP or AED: Kraken's last trade for USD, EUR and GBP, and the USD rate times the UAE central bank's 3.6725 peg for AED. Market prices, not a quote from Align or anyone else.
| Argument | Type | Description |
|---|---|---|
| token* | string | |
| currency* | string |
{
"type": "object",
"required": [
"token",
"currency"
],
"properties": {
"token": {
"enum": [
"USDT",
"USDC"
],
"type": "string"
},
"currency": {
"enum": [
"USD",
"EUR",
"GBP",
"AED"
],
"type": "string"
}
},
"additionalProperties": false
}We read every tool's name, description and inputs the way the model will, looking for instructions hidden from you. A clean result means no warning signs, not a guarantee. Scanned Nov 13, 2026.
Takes a password, API key or token as an argument, so the secret passes through the model's context and chat logs.
Fix: Read credentials from the server's own configuration (environment, OAuth) instead of a tool argument.