Commercial insurance research: provider comparisons, pricing, and fit guidance.
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Generate a bounded answer from retrieved public evidence. Every readable factual statement is copied from validated evidence and linked to its source.
Generate a bounded answer from retrieved public evidence. Every readable factual statement is copied from validated evidence and linked to its source.
| Argument | Type | Description |
|---|---|---|
| question* | string |
{
"type": "object",
"$schema": "https://json-schema.org/draft/2020-12/schema",
"required": [
"question"
],
"properties": {
"question": {
"type": "string",
"maxLength": 2000,
"minLength": 2
}
},
"additionalProperties": false
}Retrieve a published, sourced provider comparison. Provider aliases and reversed ordering resolve to the one canonical comparison. Optional coverage (for example "cyber", "D&O" or "workers comp") also lists each provider's published offering page for that line; per-coverage line comparisons are retired and their URLs redirect to the pair comparison. Optional need runs a bounded editorial judgment over that page only; it does not invent a ranking or a purchase recommendation.
| Argument | Type | Description |
|---|---|---|
| need | string | |
| coverage | string | |
| providerA* | string | |
| providerB* | string |
{
"type": "object",
"$schema": "https://json-schema.org/draft/2020-12/schema",
"required": [
"providerA",
"providerB"
],
"properties": {
"need": {
"type": "string",
"maxLength": 500,
"minLength": 2
},
"coverage": {
"type": "string",
"maxLength": 100,
"minLength": 1
},
"providerA": {
"type": "string",
"maxLength": 100,
"minLength": 1
},
"providerB": {
"type": "string",
"maxLength": 100,
"minLength": 1
}
},
"additionalProperties": false
}Retrieve a complete published Spot page by canonical path or URL, including /industries, industry pillars and vertical guides at /industries/{slug}, their FAQs at /industries/{slug}/{question}, provider profiles, comparisons, best-of rankings at /best, /best/{line} and /best/{line}/{segment}, reviews, scores, rankings, and methodology. Industry pages include parent and vertical links; lists are complete even when the website collapses them. Drafts, customer-specific guides, submissions, and unknown paths are unavailable.
| Argument | Type | Description |
|---|---|---|
| path* | string |
{
"type": "object",
"$schema": "https://json-schema.org/draft/2020-12/schema",
"required": [
"path"
],
"properties": {
"path": {
"type": "string",
"maxLength": 512,
"minLength": 1
}
},
"additionalProperties": false
}Resolve a provider name, alias, or slug and retrieve its published review summary, Review Score contributors, original source metrics, qualifications, and full Markdown with citations. Unpublished or unavailable review records return found:false.
| Argument | Type | Description |
|---|---|---|
| provider* | string |
{
"type": "object",
"$schema": "https://json-schema.org/draft/2020-12/schema",
"required": [
"provider"
],
"properties": {
"provider": {
"type": "string",
"maxLength": 100,
"minLength": 1
}
},
"additionalProperties": false
}Retrieve a published reliability assessment and Reliability Score for one provider. Provider aliases resolve to the canonical assessment. This is an editorial score for a stated role and scope, not an AM Best rating or a recommendation. Optional need runs a bounded editorial judgment over that assessment only.
| Argument | Type | Description |
|---|---|---|
| need | string | |
| provider* | string |
{
"type": "object",
"$schema": "https://json-schema.org/draft/2020-12/schema",
"required": [
"provider"
],
"properties": {
"need": {
"type": "string",
"maxLength": 500,
"minLength": 2
},
"provider": {
"type": "string",
"maxLength": 100,
"minLength": 1
}
},
"additionalProperties": false
}Retrieve the current published Reliability Score rankings. Broker scores and Carrier & MGA scores are ranked separately; the directory also shows a combined score, the average of the two. Partial scores and unrated assessments keep their qualifications. Use search_provider_reliability for provider, score, and status filters. Optional need runs a bounded editorial judgment over the published tables only.
| Argument | Type | Description |
|---|---|---|
| need | string | |
| includeMethodology | boolean |
{
"type": "object",
"$schema": "https://json-schema.org/draft/2020-12/schema",
"properties": {
"need": {
"type": "string",
"maxLength": 500,
"minLength": 2
},
"includeMethodology": {
"type": "boolean"
}
},
"additionalProperties": false
}Search published Spot pages and Spot's insurance research: industry pillars, vertical insurance guides and FAQs, provider profiles, comparisons, best-of provider rankings by coverage line and business type, provider reviews, Reliability Scores, rankings, and rating methodology, with deterministic lexical retrieval. Research results carry thegeneralaverage.com URLs.
| Argument | Type | Description |
|---|---|---|
| limit | integer | |
| query* | string |
{
"type": "object",
"$schema": "https://json-schema.org/draft/2020-12/schema",
"required": [
"query"
],
"properties": {
"limit": {
"type": "integer",
"default": 5,
"maximum": 8,
"minimum": 1
},
"query": {
"type": "string",
"maxLength": 500,
"minLength": 2
}
},
"additionalProperties": false
}Search published Reliability Score assessments by query, status, and score range, and sort by name or displayed score. rubric=all sorts and filters by the combined score (the average of the Broker and Carrier & MGA scores, or the one a provider has).
| Argument | Type | Description |
|---|---|---|
| sort | string | |
| limit | integer | |
| query | string | |
| offset | integer | |
| rating | string | |
| rubric | string | |
| maxScore | number | |
| minScore | number |
{
"type": "object",
"$schema": "https://json-schema.org/draft/2020-12/schema",
"properties": {
"sort": {
"enum": [
"name",
"score-desc",
"score-asc"
],
"type": "string",
"default": "name"
},
"limit": {
"type": "integer",
"default": 20,
"maximum": 50,
"minimum": 1
},
"query": {
"type": "string",
"maxLength": 500
},
"offset": {
"type": "integer",
"default": 0,
"maximum": 10000,
"minimum": 0
},
"rating": {
"enum": [
"all",
"rated",
"unrated"
],
"type": "string",
"default": "all"
},
"rubric": {
"enum": [
"all",
"broker",
"risk"
],
"type": "string",
"default": "all"
},
"maxScore": {
"type": "number",
"maximum": 10,
"minimum": 0
},
"minScore": {
"type": "number",
"maximum": 10,
"minimum": 0
}
},
"additionalProperties": false
}Search published provider reviews by query, Review Score range, and rating availability; sort alphabetically or by displayed Review Score. Scores equally weight eligible source ratings on a 10-point scale and use an approximate academic conversion for BBB grades. Use get_provider_reviews for source-level evidence.
| Argument | Type | Description |
|---|---|---|
| sort | string | |
| limit | integer | |
| query | string | |
| offset | integer | |
| rating | string | |
| maxScore | number | |
| minScore | number |
{
"type": "object",
"$schema": "https://json-schema.org/draft/2020-12/schema",
"properties": {
"sort": {
"enum": [
"name",
"score-desc",
"score-asc"
],
"type": "string",
"default": "name"
},
"limit": {
"type": "integer",
"default": 20,
"maximum": 50,
"minimum": 1
},
"query": {
"type": "string",
"maxLength": 500
},
"offset": {
"type": "integer",
"default": 0,
"maximum": 10000,
"minimum": 0
},
"rating": {
"enum": [
"all",
"rated",
"unrated"
],
"type": "string",
"default": "all"
},
"maxScore": {
"type": "number",
"maximum": 10,
"minimum": 0
},
"minScore": {
"type": "number",
"maximum": 10,
"minimum": 0
}
},
"additionalProperties": false
}