Switchboard Finance

Working · 2.5 s

io.github.Nicklim123/switchboard-financev2.0.3

Australian business loans: ATO debt, caveat, equipment, property. Check fit, then a broker calls.

Finance & Payments

Source Website Registry entry

Maintain this server? Claim it

Try it

Call this server's tools from your browser. Nothing to install.

https://api.switchboardfinance.com.au/mcp

Requests go through mcptry because browsers can't call most MCP servers directly. Header values are sent to the server for that request only and are never stored or logged.

Tool list from our last check. Connect live to refresh it.

check_fit Read-only

Checks whether an Australian business owner's finance need is something Switchboard Finance, a licensed finance broker, can help with, and which finance types fit. Covers ATO or tax debt, bank declines, caveat and second mortgages, private and commercial property loans, development, equipment and vehicles, invoice finance, overdrafts, bad credit and going-concern businesses such as motels. With amount, property value, timing and trading history it also checks loan size, LVR and time to fund against observed ranges, and returns documents usually needed, deal-breakers and an expected callback time. Example: {"purpose":"clear a $180k ATO debt this week","security":"warehouse worth $1.2M, $400k owing","amount":180000,"property_value":1200000,"existing_debt":400000}. General information, not a credit decision or advice.

amountnumber

Amount needed in AUD

purposestring

What the money is for, in the owner's words

securitystring

Property, vehicle, equipment, or none

situationstring

Anything else relevant: ATO debt, declined by a bank, urgency, credit issues, low doc

borrower_typestring

company, trust, sole trader or partnership

existing_debtnumber

Amount already owed against that property, AUD

property_valuenumber

Value of any property offered as security, AUD

trading_monthsinteger

How long the ABN has been trading, in months

business_purposeboolean

True if the funds are for a business purpose (false means personal or household)

needed_within_daysinteger

How soon the funds are needed, in days

Try it

Call this server's tools from your browser. Nothing to install.

https://api.switchboardfinance.com.au/mcp

Requests go through mcptry because browsers can't call most MCP servers directly. Header values are sent to the server for that request only and are never stored or logged.

Tool list from our last check. Connect live to refresh it.

check_fit Read-only

amountnumber

Amount needed in AUD

purposestring

What the money is for, in the owner's words

securitystring

Property, vehicle, equipment, or none

situationstring

Anything else relevant: ATO debt, declined by a bank, urgency, credit issues, low doc

borrower_typestring

company, trust, sole trader or partnership

existing_debtnumber

Amount already owed against that property, AUD

property_valuenumber

Value of any property offered as security, AUD

trading_monthsinteger

How long the ABN has been trading, in months

business_purposeboolean

True if the funds are for a business purpose (false means personal or household)

needed_within_daysinteger

How soon the funds are needed, in days

Tools (5)

check_fit

read-only

Argument	Type	Description
amount	number	Amount needed in AUD
purpose	string	What the money is for, in the owner's words
security	string	Property, vehicle, equipment, or none
situation	string	Anything else relevant: ATO debt, declined by a bank, urgency, credit issues, low doc
borrower_type	string	company, trust, sole trader or partnership
existing_debt	number	Amount already owed against that property, AUD
property_value	number	Value of any property offered as security, AUD
trading_months	integer	How long the ABN has been trading, in months
business_purpose	boolean	True if the funds are for a business purpose (false means personal or household)
needed_within_days	integer	How soon the funds are needed, in days

Input schema (JSON)

{
  "type": "object",
  "properties": {
    "amount": {
      "type": "number",
      "minimum": 0,
      "description": "Amount needed in AUD"
    },
    "purpose": {
      "type": "string",
      "description": "What the money is for, in the owner's words"
    },
    "security": {
      "type": "string",
      "description": "Property, vehicle, equipment, or none"
    },
    "situation": {
      "type": "string",
      "description": "Anything else relevant: ATO debt, declined by a bank, urgency, credit issues, low doc"
    },
    "borrower_type": {
      "type": "string",
      "description": "company, trust, sole trader or partnership"
    },
    "existing_debt": {
      "type": "number",
      "minimum": 0,
      "description": "Amount already owed against that property, AUD"
    },
    "property_value": {
      "type": "number",
      "minimum": 0,
      "description": "Value of any property offered as security, AUD"
    },
    "trading_months": {
      "type": "integer",
      "minimum": 0,
      "description": "How long the ABN has been trading, in months"
    },
    "business_purpose": {
      "type": "boolean",
      "description": "True if the funds are for a business purpose (false means personal or household)"
    },
    "needed_within_days": {
      "type": "integer",
      "minimum": 0,
      "description": "How soon the funds are needed, in days"
    }
  },
  "additionalProperties": false
}

fetch

Returns the full text of one Switchboard Finance document by its id, with its source URL for citation. Example: {"id":"lane:caveat"}.

read-only

Argument	Type	Description
id*	string	Document id from search, e.g. lane:caveat or about:switchboard

Input schema (JSON)

{
  "type": "object",
  "required": [
    "id"
  ],
  "properties": {
    "id": {
      "type": "string",
      "description": "Document id from search, e.g. lane:caveat or about:switchboard"
    }
  },
  "additionalProperties": false
}

list_products

Lists the types of business finance Switchboard Finance arranges for self-employed Australians and ABN holders, with observed loan sizes, time to fund, maximum LVR and rate ranges across its lender panel. Pass lane for one type's full criteria (security, LVR, trading history, ATO position, deal-breakers, documents, pricing, term). Example: {"lane":"caveat"}. Category-level only; no lender is named.

read-only

Argument	Type	Description
lane	string	Optional finance type id for full criteria

Input schema (JSON)

{
  "type": "object",
  "properties": {
    "lane": {
      "enum": [
        "caveat",
        "second-mortgage",
        "private-first",
        "commercial-property",
        "development",
        "overdraft",
        "business-loan",
        "bad-credit",
        "invoice",
        "asset",
        "accommodation"
      ],
      "type": "string",
      "description": "Optional finance type id for full criteria"
    }
  },
  "additionalProperties": false
}

request_callback

Sends a business owner's finance enquiry to a licensed Switchboard Finance broker, who contacts them by phone, SMS and email. Requires consent: true, meaning the person has agreed to this wording: "I agree to Switchboard Finance contacting me about this enquiry by phone, SMS and email, including follow-up emails I can unsubscribe from at any time." Returns a reference number and the expected contact time. Nothing is applied for and no credit check is run. Retries with the same idempotency_key return the original reference instead of creating a second enquiry.

Argument	Type	Description
abn	string	11-digit ABN, optional
name*	string	The person's name
email*	string	Email address
phone*	string	Australian phone number, e.g. 0412 345 678
amount	number	Amount needed in AUD, optional
consent*	boolean	True only if the person agreed to the consent wording in this tool's description
scenario*	string	The finance need in the owner's words: purpose, rough amount, timing
agent_name

Searches Switchboard Finance's published information on Australian business finance types, criteria and licensing. Returns ids, titles and source URLs for citation. Example: {"query":"second mortgage LVR for a trust"}.

read-only

Argument	Type	Description
query*	string	What to look up

Input schema (JSON)

{
  "type": "object",
  "required": [
    "query"
  ],
  "properties": {
    "query": {
      "type": "string",
      "description": "What to look up"
    }
  },
  "additionalProperties": false
}