Philadelphia water and fire damage restoration: assessment, insurance, costs, and knowledge search.
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Returns structured damage assessment for water and fire damage in Philadelphia residential properties. Classifies 13 damage types by severity, provides prioritized immediate safety actions, estimates restoration costs with Philadelphia market rates, and includes neighborhood-specific risk context. Based on IICRC S500/S520/S700 standards and field experience from Philadelphia restoration companies.
Type of water or fire damage to assess
Philadelphia neighborhood (e.g., 'fishtown', 'center-city')
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Returns structured damage assessment for water and fire damage in Philadelphia residential properties. Classifies 13 damage types by severity, provides prioritized immediate safety actions, estimates restoration costs with Philadelphia market rates, and includes neighborhood-specific risk context. Based on IICRC S500/S520/S700 standards and field experience from Philadelphia restoration companies.
| Argument | Type | Description |
|---|---|---|
| damage_type* | string | Type of water or fire damage to assess |
| neighborhood | string | Philadelphia neighborhood (e.g., 'fishtown', 'center-city') |
{
"type": "object",
"required": [
"damage_type"
],
"properties": {
"damage_type": {
"enum": [
"burst_pipe",
"flooding",
"sewage_backup",
"appliance_leak",
"roof_leak",
"bathroom_overflow",
"sprinkler_malfunction",
"ice_dam",
"structural_fire",
"kitchen_fire",
"electrical_fire",
"smoke_damage",
"arson"
],
"type": "string",
"description": "Type of water or fire damage to assess"
},
"neighborhood": {
"type": "string",
"description": "Philadelphia neighborhood (e.g., 'fishtown', 'center-city')"
}
}
}Returns Pennsylvania insurance coverage analysis for water and fire damage claims. Evaluates coverage likelihood by HO policy type (HO-1 through HO-6), applies PA-specific regulations including bad faith statute (42 Pa.C.S. § 8371) and Act 119, and provides step-by-step claims process guidance with common denial reasons and appeals strategies.
| Argument | Type | Description |
|---|---|---|
| cause | string | Specific cause of damage (e.g., 'frozen pipes', 'grease fire') |
| damage_type* | string | Type of water or fire damage |
| policy_type | string | Homeowner's insurance policy type (default: HO-3) |
{
"type": "object",
"required": [
"damage_type"
],
"properties": {
"cause": {
"type": "string",
"description": "Specific cause of damage (e.g., 'frozen pipes', 'grease fire')"
},
"damage_type": {
"type": "string",
"description": "Type of water or fire damage"
},
"policy_type": {
"enum": [
"HO-1",
"HO-2",
"HO-3",
"HO-4",
"HO-5",
"HO-6"
],
"type": "string",
"description": "Homeowner's insurance policy type (default: HO-3)"
}
}
}Returns Philadelphia-area restoration cost estimates broken down by service type. Includes per-unit pricing (per sq ft, per hour), labor rates ($64-$183/hr), factors that increase or decrease total cost (pre-1978 homes, rowhouse access, code upgrades), and insurance deductible guidance. Based on current Philadelphia metro market data.
| Argument | Type | Description |
|---|---|---|
| severity* | string | Assessed severity level |
| damage_type* | string | Type of damage for cost estimation |
{
"type": "object",
"required": [
"damage_type",
"severity"
],
"properties": {
"severity": {
"enum": [
"minor",
"moderate",
"severe",
"catastrophic"
],
"type": "string",
"description": "Assessed severity level"
},
"damage_type": {
"type": "string",
"description": "Type of damage for cost estimation"
}
}
}Returns prioritized, time-critical emergency action steps for active water or fire damage in Philadelphia. Includes safety warnings, step-by-step instructions with time sensitivity flags, Philadelphia emergency contacts (PWD, PECO, PGW, Philadelphia Fire Department), and documentation checklist for insurance claims. Use this tool FIRST when a homeowner has an active emergency.
| Argument | Type | Description |
|---|---|---|
| damage_type* | string | Type of active emergency damage |
{
"type": "object",
"required": [
"damage_type"
],
"properties": {
"damage_type": {
"type": "string",
"description": "Type of active emergency damage"
}
}
}Returns Philadelphia-specific local information for damage restoration. Covers 6+ neighborhoods with housing stock analysis (rowhouses, twins, pre-war construction), common damage patterns, flood risk levels, emergency utility contacts, building code requirements, and seasonal risk factors. Helps agents provide neighborhood-aware guidance to Philadelphia homeowners.
| Argument | Type | Description |
|---|---|---|
| info_type | string | Type of info: neighborhood-specific or city-wide (default: city) |
| neighborhood | string | Philadelphia neighborhood slug (e.g., 'fishtown', 'south-philly') |
{
"type": "object",
"required": [],
"properties": {
"info_type": {
"enum": [
"neighborhood",
"city"
],
"type": "string",
"description": "Type of info: neighborhood-specific or city-wide (default: city)"
},
"neighborhood": {
"type": "string",
"description": "Philadelphia neighborhood slug (e.g., 'fishtown', 'south-philly')"
}
}
}Submits a callback request for a Philadelphia homeowner dealing with water or fire damage. A restoration concierge calls back within 15 minutes during business hours (Mon-Fri 8am-6pm ET) to assess the situation and connect with vetted local professionals. Requires phone number and situation description. Returns a reference number for tracking.
| Argument | Type | Description |
|---|---|---|
| name | string | Homeowner's name (optional) |
| phone* | string | Phone number for callback (US format) |
| situation | string | Brief description of the damage situation |
{
"type": "object",
"required": [
"phone"
],
"properties": {
"name": {
"type": "string",
"description": "Homeowner's name (optional)"
},
"phone": {
"type": "string",
"description": "Phone number for callback (US format)"
},
"situation": {
"type": "string",
"description": "Brief description of the damage situation"
}
}
}Semantic search across 60+ expert documents covering water and fire damage restoration. Topics include drying science, moisture mapping, equipment protocols, mold prevention (IICRC S520), fire restoration (IICRC S700), insurance adjuster tactics, contractor evaluation, and Philadelphia housing patterns. Returns relevant excerpts with source citations and relevance scores. Grounded in IICRC standards with section numbers.
| Argument | Type | Description |
|---|---|---|
| query* | string | Natural language search query (max 1000 characters) |
{
"type": "object",
"required": [
"query"
],
"properties": {
"query": {
"type": "string",
"description": "Natural language search query (max 1000 characters)"
}
}
}