Import a bank CSV, categorise it, summarise it per currency and reconcile it against your expenses.
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List the imported accounts: bank, currencies, transaction count, first and last date, and the closing balance when the file carried one. Start here for the account names transactions_list and statement_export take.
This tool takes no arguments.
List the imported accounts: bank, currencies, transaction count, first and last date, and the closing balance when the file carried one. Start here for the account names transactions_list and statement_export take.
No arguments.
{
"type": "object",
"$schema": "http://json-schema.org/draft-07/schema#",
"properties": {}
}Delete one statement file stored for your token. The transactions already imported from it are kept; transactions_list and the summary still see them.
| Argument | Type | Description |
|---|---|---|
| name* | string |
{
"type": "object",
"$schema": "http://json-schema.org/draft-07/schema#",
"required": [
"name"
],
"properties": {
"name": {
"type": "string",
"maxLength": 70,
"minLength": 1
}
},
"additionalProperties": false
}List the statement files stored for your token, with their sizes.
No arguments.
{
"type": "object",
"$schema": "http://json-schema.org/draft-07/schema#",
"properties": {}
}Send a bank export to this hosted endpoint. There is no filesystem here, so instead of a path you upload the file once with bank_upload and then pass its name as `path` to statement_import. Give exactly one of content (the export as text, header row included - this is the normal case for a CSV), content_base64 (the file's bytes, which keeps a UTF-16 export from Excel readable) or url. url: fetch a public file instead of pasting base64 (recommended above about 10 KB): the url is fetched here with a 10 second timeout, at most 3 redirects, public http(s) hosts only, and a 1 MB cap; the fetched file has to be delimited text, so a PDF statement is refused rather than stored. Uploads are kept for your token between calls; bank_files lists them and bank_delete_upload removes one. The request body cap is 256 KB, so a large export pasted as text has to be split by month.
| Argument | Type | Description |
|---|---|---|
| url | string | url: fetch a public file instead of pasting base64 (recommended above about 10 KB). Public http(s) only; private, link-local and this endpoint's own zone are refused |
| name* | string | Name to refer to this statement by: 1-64 characters of letters, digits, underscore or dash, e.g. "september" |
| content | string | The export as text, including the header row |
| content_base64 | string | The file's bytes, base64-encoded, instead of text |
{
"type": "object",
"$schema": "http://json-schema.org/draft-07/schema#",
"required": [
"name"
],
"properties": {
"url": {
"type": "string",
"description": "url: fetch a public file instead of pasting base64 (recommended above about 10 KB). Public http(s) only; private, link-local and this endpoint's own zone are refused"
},
"name": {
"type": "string",
"maxLength": 70,
"minLength": 1,
"description": "Name to refer to this statement by: 1-64 characters of letters, digits, underscore or dash, e.g. \"september\""
},
"content": {
"type": "string",
"description": "The export as text, including the header row"
},
"content_base64": {
"type": "string",
"description": "The file's bytes, base64-encoded, instead of text"
}
},
"additionalProperties": false
}Read the category rules, or pass rules to REPLACE the whole list. A plain match is a substring; a regex compiles only if it cannot backtrack exponentially. An empty match is refused. Free: 5 rules.
| Argument | Type | Description |
|---|---|---|
| rules | array | The complete rule list; it replaces the stored one. Omit to list the current rules |
| reapply_all | boolean | Also overwrite categories set by an earlier rule or by hand. Default false: only uncategorised transactions are touched |
{
"type": "object",
"$schema": "http://json-schema.org/draft-07/schema#",
"properties": {
"rules": {
"type": "array",
"items": {
"type": "object",
"required": [
"match",
"category"
],
"properties": {
"match": {
"type": "string",
"maxLength": 200,
"description": "Text to look for in the counterparty or description, e.g. \"spotify\""
},
"regex": {
"type": "boolean",
"description": "Treat match as a regular expression. A pattern that can backtrack exponentially is refused and used as a substring instead"
},
"category": {
"type": "string",
"maxLength": 120,
"description": "Category to set, e.g. \"software\""
}
},
"additionalProperties": false
},
"description": "The complete rule list; it replaces the stored one. Omit to list the current rules"
},
"reapply_all": {
"type": "boolean",
"description": "Also overwrite categories set by an earlier rule or by hand. Default false: only uncategorised transactions are touched"
}
},
"additionalProperties": false
}Turn Pro on for this connection with key, an MCPL1.<payload>.<signature> issued at checkout for this server or the bundle. Data under your token stays; a wrong or expired key changes nothing. license_status confirms it.
| Argument | Type | Description |
|---|---|---|
| key* | string | License key from checkout, MCPL1.<payload>.<signature> |
{
"type": "object",
"$schema": "http://json-schema.org/draft-07/schema#",
"required": [
"key"
],
"properties": {
"key": {
"type": "string",
"description": "License key from checkout, MCPL1.<payload>.<signature>"
}
},
"additionalProperties": false
}Report this endpoint's licence state for your token as JSON: the product, the tier free or pro, why it is not Pro, and the checkout URL. Call it to explain a free-tier refusal. No arguments, nothing changes.
No arguments.
{
"type": "object",
"$schema": "http://json-schema.org/draft-07/schema#",
"properties": {}
}Match bank debits against mcp-expense-tracker entries: same currency and amount, date within a few days. Reports matches, unmatched bank lines, expenses never hitting the bank. Read-only. Free: 31 days; Pro: any range.
| Argument | Type | Description |
|---|---|---|
| to* | string | ISO date, inclusive |
| from* | string | ISO date, inclusive |
| account | string | Limit to one bank account |
| window_days | integer | Allowed gap between the expense date and the bank date, default 3. A card payment usually settles a day or two after the receipt |
{
"type": "object",
"$schema": "http://json-schema.org/draft-07/schema#",
"required": [
"from",
"to"
],
"properties": {
"to": {
"type": "string",
"maxLength": 10,
"description": "ISO date, inclusive"
},
"from": {
"type": "string",
"maxLength": 10,
"description": "ISO date, inclusive"
},
"account": {
"type": "string",
"maxLength": 120,
"description": "Limit to one bank account"
},
"window_days": {
"type": "integer",
"maximum": 31,
"minimum": 0,
"description": "Allowed gap between the expense date and the bank date, default 3. A card payment usually settles a day or two after the receipt"
}
},
"additionalProperties": false
}Find charges that come back: debits grouped by counterparty and currency with a steady amount and interval, with cadence, typical amount, next due date and annual cost. Free: 3 months, 5 charges.
| Argument | Type | Description |
|---|---|---|
| months | integer | How far back to look, default 3. Two occurrences are enough to see a cadence, three make it certain |
| account | string | Limit to one account |
| min_occurrences | integer | Occurrences required before a charge counts as recurring, default 2 |
{
"type": "object",
"$schema": "http://json-schema.org/draft-07/schema#",
"properties": {
"months": {
"type": "integer",
"maximum": 60,
"minimum": 1,
"description": "How far back to look, default 3. Two occurrences are enough to see a cadence, three make it certain"
},
"account": {
"type": "string",
"maxLength": 120,
"description": "Limit to one account"
},
"min_occurrences": {
"type": "integer",
"maximum": 24,
"minimum": 2,
"description": "Occurrences required before a charge counts as recurring, default 2"
}
},
"additionalProperties": false
}Export the BANK transactions of a date range (a month, a quarter, a year) as .csv or .json and return a download link valid for one hour. This is the tool for "export September" once a statement has been imported. Nothing partial is ever written.
| Argument | Type | Description |
|---|---|---|
| to* | string | ISO date, inclusive |
| from* | string | ISO date, inclusive |
| path* | string | Name for the downloaded file, e.g. september. It comes back as a download link valid for one hour |
| format* | string | csv for a spreadsheet, json for a program |
| account | string | Limit to one account |
| category | string | Limit to one category |
{
"type": "object",
"$schema": "http://json-schema.org/draft-07/schema#",
"required": [
"from",
"to",
"format",
"path"
],
"properties": {
"to": {
"type": "string",
"maxLength": 10,
"description": "ISO date, inclusive"
},
"from": {
"type": "string",
"maxLength": 10,
"description": "ISO date, inclusive"
},
"path": {
"type": "string",
"maxLength": 4096,
"description": "Name for the downloaded file, e.g. september. It comes back as a download link valid for one hour"
},
"format": {
"enum": [
"csv",
"json"
],
"type": "string",
"description": "csv for a spreadsheet, json for a program"
},
"account": {
"type": "string",
"maxLength": 120,
"description": "Limit to one account"
},
"category": {
"type": "string",
"maxLength": 500,
"description": "Limit to one category"
}
},
"additionalProperties": false
}Call this tool to read a bank CSV into the local ledger. Columns detected from headers (date, description, amount, currency, balance); amounts use the file's locale; stored lines skipped. Returns detected/stored/skipped.
| Argument | Type | Description |
|---|---|---|
| bank | string | Bank profile. Default "auto": the headers decide. "generic" skips profile detection and uses the header heuristics alone |
| path* | string | Name of a statement uploaded with bank_upload |
| account | string | Name for this account, e.g. "business EUR". Default: the file name without its extension. Later imports of the same account are deduplicated against it |
| currency | string | Currency for rows where the file names none. Defaults to the shared business profile's default_currency, else EUR; the response says which it used |
| overwrite | boolean | Delete every transaction already stored for this account before importing, instead of merging. Use it when the bank reissued a corrected export |
{
"type": "object",
"$schema": "http://json-schema.org/draft-07/schema#",
"required": [
"path"
],
"properties": {
"bank": {
"enum": [
"auto",
"revolut",
"wise",
"mbank",
"pko",
"ing",
"n26",
"generic"
],
"type": "string",
"description": "Bank profile. Default \"auto\": the headers decide. \"generic\" skips profile detection and uses the header heuristics alone"
},
"path": {
"type": "string",
"maxLength": 4096,
"description": "Name of a statement uploaded with bank_upload"
},
"account": {
"type": "string",
"maxLength": 120,
"description": "Name for this account, e.g. \"business EUR\". Default: the file name without its extension. Later imports of the same account are deduplicated against it"
},
"currency": {
"type": "string",
"pattern": "^[A-Za-z]{3}$",
"description": "Currency for rows where the file names none. Defaults to the shared business profile's default_currency, else EUR; the response says which it used"
},
"overwrite": {
"type": "boolean",
"description": "Delete every transaction already stored for this account before importing, instead of merging. Use it when the bank reissued a corrected export"
}
},
"additionalProperties": false
}What was spent/received in a date range per the BANK ACCOUNT, grouped by category, month, account or counterparty. For "what did I spend in August" once imported. Totals are per currency, never summed or converted.
| Argument | Type | Description |
|---|---|---|
| to | string | ISO date, inclusive. Default: today |
| top | integer | Groups returned per currency, largest net first. Default 25 |
| from | string | ISO date, inclusive. Default: the start of the current month |
| account | string | Limit the summary to one account |
| group_by | string | Default category |
{
"type": "object",
"$schema": "http://json-schema.org/draft-07/schema#",
"properties": {
"to": {
"type": "string",
"maxLength": 10,
"description": "ISO date, inclusive. Default: today"
},
"top": {
"type": "integer",
"maximum": 200,
"minimum": 1,
"description": "Groups returned per currency, largest net first. Default 25"
},
"from": {
"type": "string",
"maxLength": 10,
"description": "ISO date, inclusive. Default: the start of the current month"
},
"account": {
"type": "string",
"maxLength": 120,
"description": "Limit the summary to one account"
},
"group_by": {
"enum": [
"category",
"month",
"account",
"counterparty"
],
"type": "string",
"description": "Default category"
}
},
"additionalProperties": false
}Set or clear the category on transactions by id, for a one-off no rule is worth writing for. Every id is checked first, so one unknown id refuses the whole call. category_rules matches by text instead.
| Argument | Type | Description |
|---|---|---|
| ids* | array | Transaction ids, as returned by transactions_list or transactions_search |
| category* | string | Category to set. Pass an empty string to clear it |
{
"type": "object",
"$schema": "http://json-schema.org/draft-07/schema#",
"required": [
"ids",
"category"
],
"properties": {
"ids": {
"type": "array",
"items": {
"type": "string",
"maxLength": 64
},
"minItems": 1,
"description": "Transaction ids, as returned by transactions_list or transactions_search"
},
"category": {
"type": "string",
"maxLength": 120,
"description": "Category to set. Pass an empty string to clear it"
}
},
"additionalProperties": false
}List stored transactions in a date range, optionally for one account or category, or only the ones no rule has categorised yet. Totals are reported per currency and never added across currencies.
| Argument | Type | Description |
|---|---|---|
| to | string | ISO date YYYY-MM-DD, inclusive. Default: today |
| from | string | ISO date YYYY-MM-DD, inclusive. Default: the start of the current month |
| limit | integer | Rows returned, default 200. Totals always cover the whole range |
| account | string | Limit to one account, as named at import |
| category | string | Only transactions in this category |
| uncategorized | boolean | Only transactions with no category yet |
{
"type": "object",
"$schema": "http://json-schema.org/draft-07/schema#",
"properties": {
"to": {
"type": "string",
"maxLength": 10,
"description": "ISO date YYYY-MM-DD, inclusive. Default: today"
},
"from": {
"type": "string",
"maxLength": 10,
"description": "ISO date YYYY-MM-DD, inclusive. Default: the start of the current month"
},
"limit": {
"type": "integer",
"maximum": 1000,
"minimum": 1,
"description": "Rows returned, default 200. Totals always cover the whole range"
},
"account": {
"type": "string",
"maxLength": 120,
"description": "Limit to one account, as named at import"
},
"category": {
"type": "string",
"maxLength": 500,
"description": "Only transactions in this category"
},
"uncategorized": {
"type": "boolean",
"description": "Only transactions with no category yet"
}
},
"additionalProperties": false
}Find transactions whose description, counterparty, category or account contains the query. Case-insensitive substring search, never a regex, so a query with brackets in it cannot hang the server.
| Argument | Type | Description |
|---|---|---|
| to | string | ISO date, inclusive |
| from | string | ISO date, inclusive |
| limit | integer | Rows returned, default 100 |
| query* | string | Text to look for, e.g. "spotify" or "acme" |
{
"type": "object",
"$schema": "http://json-schema.org/draft-07/schema#",
"required": [
"query"
],
"properties": {
"to": {
"type": "string",
"maxLength": 10,
"description": "ISO date, inclusive"
},
"from": {
"type": "string",
"maxLength": 10,
"description": "ISO date, inclusive"
},
"limit": {
"type": "integer",
"maximum": 500,
"minimum": 1,
"description": "Rows returned, default 100"
},
"query": {
"type": "string",
"maxLength": 200,
"description": "Text to look for, e.g. \"spotify\" or \"acme\""
}
},
"additionalProperties": false
}