Motel Loans: hotel loan sizer and franchise costs

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Hotel and motel loan sizer, franchise fees for 48 brands from filed FDDs, SBA hotel terms.

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compare_franchise_costs Read-only

A ranked table of hotel brands from the motel.loans FDD database (48 brands): royalty plus marketing percent, per-room monthly fees, initial fee for 60 rooms, transfer fee and Item 7 total investment range, each with its FDD year and page. Filter by parent company or name specific brands, and sort by percent fees, initial fee or lowest Item 7 cost.

sortstring

Sort order, lowest first. Default pct_fees.

limitinteger

Rows to return, default 10.

brandsarray

Brand names or slugs to compare, e.g. ["Super 8","Motel 6","Red Roof Inn"]. Omit to list all.

offsetinteger

Rows to skip, for paging.

parentstring

Only brands of this parent company.

Tools (4)

compare_franchise_costs

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Argument	Type	Description
sort	string	Sort order, lowest first. Default pct_fees.
limit	integer	Rows to return, default 10.
brands	array	Brand names or slugs to compare, e.g. ["Super 8","Motel 6","Red Roof Inn"]. Omit to list all.
offset	integer	Rows to skip, for paging.
parent	string	Only brands of this parent company.

Input schema (JSON)

{
  "type": "object",
  "properties": {
    "sort": {
      "enum": [
        "pct_fees",
        "initial_fee",
        "item7_low",
        "name"
      ],
      "type": "string",
      "default": "pct_fees",
      "description": "Sort order, lowest first. Default pct_fees."
    },
    "limit": {
      "type": "integer",
      "default": 10,
      "maximum": 50,
      "minimum": 1,
      "description": "Rows to return, default 10."
    },
    "brands": {
      "type": "array",
      "items": {
        "type": "string",
        "maxLength": 80
      },
      "maxItems": 10,
      "minItems": 2,
      "description": "Brand names or slugs to compare, e.g. [\"Super 8\",\"Motel 6\",\"Red Roof Inn\"]. Omit to list all."
    },
    "offset": {
      "type": "integer",
      "default": 0,
      "maximum": 100,
      "minimum": 0,
      "description": "Rows to skip, for paging."
    },
    "parent": {
      "enum": [
        "Best Western",
        "Choice Hotels",
        "G6 Hospitality",
        "Hilton",
        "Hyatt",
        "Marriott",
        "Red Roof",
        "Sonesta",
        "Wyndham Hotels & Resorts"
      ],
      "type": "string",
      "description": "Only brands of this parent company."
    }
  },
  "additionalProperties": false
}

get_franchise_costs

One hotel brand's franchise costs from its filed franchise disclosure document (FDD): royalty, marketing and other percent fees, per-room monthly fees, reservation and loyalty charges, initial and transfer fee for a 60-room hotel, the Item 7 total investment range, FDD date, page references and the filing link. Give rooms and rooms revenue to get the yearly percent and per-room fees for your hotel.

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Argument	Type	Description
brand*	string	Brand name or slug, e.g. "Super 8", "Days Inn", "comfort-inn".
rooms	integer	Rooms, for the yearly fee estimate. Default 60.
rooms_revenue	number	Yearly rooms revenue in dollars, for the yearly fee estimate. Default 1500000.

Input schema (JSON)

{
  "type": "object",
  "required": [
    "brand"
  ],
  "properties": {
    "brand": {
      "type": "string",
      "maxLength": 80,
      "description": "Brand name or slug, e.g. \"Super 8\", \"Days Inn\", \"comfort-inn\"."
    },
    "rooms": {
      "type": "integer",
      "maximum": 5000,
      "minimum": 1,
      "description": "Rooms, for the yearly fee estimate. Default 60."
    },
    "rooms_revenue": {
      "type": "number",
      "maximum": 10000000000,
      "minimum": 0,
      "description": "Yearly rooms revenue in dollars, for the yearly fee estimate. Default 1500000."
    }
  },
  "additionalProperties": false
}

get_sba_hotel_loan_terms

The SBA program terms motel.loans publishes for hotel and motel loans: SBA 7(a) maximum variable and fixed rates, loan and guaranty limits, equity, DSCR and maturity rules, FY 2027 guaranty fees; SBA 504 structure, debenture limit, jobs rule, fees and the latest 25-year rate. Each with its SBA or source link and effective date.

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Argument	Type	Description
program	string	Which program. Default both.

Input schema (JSON)

{
  "type": "object",
  "properties": {
    "program": {
      "enum": [
        "sba_7a",
        "sba_504",
        "both"
      ],
      "type": "string",
      "default": "both",
      "description": "Which program. Default both."
    }
  },
  "additionalProperties": false
}

size_hotel_loan

Runs the motel.loans hotel loan sizer on your numbers: RevPAR, rooms and total revenue, each expense line, NOI, annual debt service, DSCR, the largest loan the cash flow supports at the lender's minimum DSCR, the loan-to-price cap, which one binds, cap rate, price per key and breakeven occupancy. Pick a brand to fill franchise fees from its FDD and a program (SBA 7(a), SBA 504, conventional) to fill rate, amortization and loan-to-price as the calculator does.

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Argument	Type	Description
adr*	number	Average daily rate in dollars, e.g. 89.
loan	number	Loan requested in dollars. Default: price times the maximum loan-to-price.
brand	string	Franchise brand name or slug (e.g. "Super 8", "comfort-inn") to fill franchise fees from its FDD. Omit for an independent with no franchise fees.
price*	number	Purchase price or value in dollars, e.g. 3200000.
rooms*	integer	Rooms (keys), e.g. 64.
program	string	Fills rate, amortization and maximum loan-to-price the way the calculator's program buttons do. Default sba_7a.
opex_pct	number

{ "type": "object", "required": [ "rooms", "adr", "occupancy_pct", "price" ], "properties": { "adr": { "type": "number", "maximum": 10000, "minimum": 1, "description": "Average daily rate in dollars, e.g. 89." }, "loan": { "type": "number", "maximum": 10000000000, "minimum": 0, "description": "Loan requested in dollars. Default: price times the maximum loan-to-price." }, "brand": { "type": "string", "maxLength": 80, "description": "Franchise brand name or slug (e.g. \"Super 8\", \"comfort-inn\") to fill franchise fees from its FDD. Omit for an independent with no franchise fees." }, "price": { "type": "number", "maximum": 10000000000, "minimum": 1, "description": "Purchase price or value in dollars, e.g. 3200000." }, "rooms": { "type": "integer", "maximum": 5000, "minimum": 1, "description": "Rooms (keys), e.g. 64." }, "program": { "enum": [ "sba_7a", "sba_504", "conventional" ], "type": "string", "default": "sba_7a", "description": "Fills rate, amortization and maximum loan-to-price the way the calculator's program buttons do. Default sba_7a." }, "opex_pct": { "type": "number", "maximum": 100, "minimum": 0, "description": "Operating costs as a percent of total revenue, excluding franchise fees, management, taxes, insurance and reserve. Default 56 (the calculator example; use the trailing-12 P&L)." }, "rate_pct": { "type": "number", "maximum": 30, "minimum": 0, "description": "Interest rate, percent. Overrides the program rate." }, "insurance": { "type": "number", "maximum": 1000000000, "minimum": 0, "description": "Insurance, dollars a year. Default 0: pass the real figure or NOI is overstated." }, "dscr_target": { "type": "number", "maximum": 5, "minimum": 0.5, "description": "Lender's minimum debt service coverage, e.g. 1.25. Default 1.25 (SBA 7(a) hotel acquisition)." }, "max_ltv_pct": { "type": "number", "maximum": 100, "minimum": 1, "description": "Lender's maximum loan to price or value, percent. Overrides the program." }, "reserve_pct": { "type": "number", "maximum": 50, "minimum": 0, "description": "FF&E reserve as a percent of total revenue. Default 4." }, "occupancy_pct": { "type": "number", "maximum": 100, "minimum": 0.1, "description": "Occupancy, percent, e.g. 62." }, "management_pct": { "type": "number", "maximum": 50, "minimum": 0, "description": "Management fee as a percent of total revenue. Default 0 (owner-operated)." }, "property_taxes": { "type": "number", "maximum": 1000000000, "minimum": 0, "description": "Property taxes, dollars a year. Default 0: pass the real figure or NOI is overstated." }, "franchise_fee_pct": { "type": "number", "maximum": 50, "minimum": 0, "description": "Franchise fees as a percent of rooms revenue. Overrides the brand." }, "other_revenue_pct": { "type": "number", "maximum": 200, "minimum": 0, "description": "Other revenue as a percent of rooms revenue (vending, pet fees, meeting room). Default 2." }, "amortization_years": { "type": "integer", "maximum": 40, "minimum": 1, "description": "Amortization in years. Overrides the program term." }, "franchise_fee_per_room_month": { "type": "number", "maximum": 1000, "minimum": 0, "description": "Franchise fees per room per month in dollars. Overrides the brand." } }, "additionalProperties": false }

Motel Loans: hotel loan sizer and franchise costs

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compare_franchise_costs Read-only

Motel Loans: hotel loan sizer and franchise costs

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compare_franchise_costs Read-only

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Tools (4)

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