Current Annuity Rates: the site's own MCP server — calculator, enquiry (enquiry = a human...
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Run the What your choices do to an annuity income calculator: Income at the quoted rate, before your choices; Combined effect of your choices; Starting annual income after your choices; Roughly per month. Missing inputs fall back to their documented defaults.
Index link the income?
Pension pot used to buy the annuity
Add a guarantee period?
Quoted annuity rate for a single life, level annuity (%)
Include a spouse's pension?
Reduction for index linking the income (%)
Reduction for a guarantee period (%)
Reduction for adding a spouse's pension (%)
This tool isn't marked read-only, so it may change something on the server or in an account you connected.
Run the What your choices do to an annuity income calculator: Income at the quoted rate, before your choices; Combined effect of your choices; Starting annual income after your choices; Roughly per month. Missing inputs fall back to their documented defaults.
| Argument | Type | Description |
|---|---|---|
| esc | string | Index link the income? |
| pot | number | Pension pot used to buy the annuity |
| guar | string | Add a guarantee period? |
| rate | number | Quoted annuity rate for a single life, level annuity (%) |
| joint | string | Include a spouse's pension? |
| escPct | number | Reduction for index linking the income (%) |
| guarPct | number | Reduction for a guarantee period (%) |
| jointPct | number | Reduction for adding a spouse's pension (%) |
{
"type": "object",
"$schema": "http://json-schema.org/draft-07/schema#",
"properties": {
"esc": {
"enum": [
"0",
"1"
],
"type": "string",
"default": "0",
"description": "Index link the income?"
},
"pot": {
"type": "number",
"default": 100000,
"description": "Pension pot used to buy the annuity"
},
"guar": {
"enum": [
"0",
"1"
],
"type": "string",
"default": "0",
"description": "Add a guarantee period?"
},
"rate": {
"type": "number",
"default": 6,
"description": "Quoted annuity rate for a single life, level annuity (%)"
},
"joint": {
"enum": [
"0",
"1"
],
"type": "string",
"default": "0",
"description": "Include a spouse's pension?"
},
"escPct": {
"type": "number",
"default": 35,
"description": "Reduction for index linking the income (%)"
},
"guarPct": {
"type": "number",
"default": 2,
"description": "Reduction for a guarantee period (%)"
},
"jointPct": {
"type": "number",
"default": 10,
"description": "Reduction for adding a spouse's pension (%)"
}
},
"additionalProperties": false
}The inputs this calculator takes (with units, ranges and defaults), the outputs it returns, and the assumptions and tables behind it.
No arguments.
{
"type": "object",
"$schema": "http://json-schema.org/draft-07/schema#",
"properties": {}
}Read first. States plainly what submit_enquiry does on Current Annuity Rates: it starts an enquiry with human providers who quote directly. Nothing is bought, ordered or paid; no quote is guaranteed; it is free. Also returns who receives the details, the consent wording, and how the person confirms.
No arguments.
{
"type": "object",
"$schema": "http://json-schema.org/draft-07/schema#",
"properties": {}
}Every field of the Current Annuity Rates enquiry: key, label, type, whether required, help text and the allowed options where there are any. Pass answers to submit_enquiry keyed by field key.
No arguments.
{
"type": "object",
"$schema": "http://json-schema.org/draft-07/schema#",
"properties": {}
}Submits an enquiry to Current Annuity Rates — NOT a purchase, NOT a guaranteed quote. Step 1: call with the answers (keyed by field key from enquiry_fields) and consent=true; it validates and returns a summary, the consent line and a confirmation token — show the person the summary and the consent line. Step 2: only if the person agrees, call again with the same answers, consent=true and the confirmation token; the enquiry is then submitted, and the person receives an email with a link they must click before any provider sees it. Consent means the person has read and agreed to: "Send my contact details to up to three annuity specialists, chosen by Current Annuity Rates, who'll contact me directly. I'll be emailed each firm's name as my details go to it, and can stop any more firms getting them."
| Argument | Type | Description |
|---|---|---|
| answers* | object | the person's answers, keyed by field key |
| consent* | boolean | true only when the person has agreed to: Send my contact details to up to three annuity specialists, chosen by Current Annuity Rates, who'll contact me directly. I'll be emailed each firm's name as my details go to it, and can stop any more firms getting them. |
| confirmation | string | the confirmation token from step 1, after the person has approved the summary |
{
"type": "object",
"$schema": "http://json-schema.org/draft-07/schema#",
"required": [
"answers",
"consent"
],
"properties": {
"answers": {
"type": "object",
"description": "the person's answers, keyed by field key",
"additionalProperties": {
"type": [
"string",
"number",
"boolean"
]
}
},
"consent": {
"type": "boolean",
"description": "true only when the person has agreed to: Send my contact details to up to three annuity specialists, chosen by Current Annuity Rates, who'll contact me directly. I'll be emailed each firm's name as my details go to it, and can stop any more firms getting them."
},
"confirmation": {
"type": "string",
"description": "the confirmation token from step 1, after the person has approved the summary"
}
},
"additionalProperties": false
}